A clear home-loan review for Australian homeowners
Share your current rate, loan balance and estimated property value. Ferdi will review whether staying, asking your lender to reprice or refinancing deserves a closer look.
Perth-based · Australia-wide · English & Bahasa Indonesia
Industry member*The lender panel does not represent the entire lending market and is subject to accreditation.
“Reliable, responsive and caring.”
Start with what matters now
The current-loan review comes first. Buying pathways stay close behind when you are ready for a first home, first investment or an Australian purchase from overseas.
Home loan review
Start with a quick snapshot of your rate, balance, repayment and estimated property value. Ferdi will identify the most useful conversation to have next.
See the home-loan reviewA useful review can finish in three places
My first home
Turn the unknowns into a practical price range and deposit plan before you start making offers.
My first investment
See what your equity may unlock, what you can comfortably service and whether the cash flow can hold up.
Buying from overseas
Check citizenship, residency, FIRB, deposit and purchase costs before narrowing the application to selected lenders.
Clarity before comparison
A good decision also considers lender policy, fees, features, repayment flexibility and what you may want to do next.
Ferdi starts with your whole picture, researches suitable options from the lender panel, then explains the trade-offs in plain English. You choose with context—not guesswork.
How mortgage brokers work — Moneysmart ↗A panel of 30+ lenders
Ferdi can research options from major banks through to specialist lenders, then narrow the panel around your residency, income, deposit, property and plans.
See what may fit me
Logos are shown as examples of lenders on the panel. Not every lender or product will be suitable or available for every applicant. Access is subject to accreditation, lender policy and credit assessment.
First-home buyer support
The rules are different for each program. We help you check what may be relevant before you rely on a figure.
Checked 14 August 2026
Eligible first-home buyers may purchase with a minimum 5% deposit, no income cap, no waiting list and no Lenders Mortgage Insurance. Location price caps and lender criteria apply.
Check Australian Government eligibilityEligible buyers may release voluntary super contributions toward a first-home deposit, subject to a $15,000 annual contribution limit and $50,000 total limit.
Check Australian Taxation Office eligibilityEligible buyers may purchase with a minimum 2% deposit while the Government contributes up to 40% for a new home or 30% for an existing home. Income and price caps apply.
Check Australian Government eligibilityGeneral information only. Eligibility, participating lenders, property price caps and lending criteria apply. Government support does not guarantee loan approval.
A process you can follow
You will know where the application is, what Ferdi is doing and what is needed from you next.
Get my clear planMap the goal, income, savings, commitments and timing behind the loan.
Research suitable policy, structure, features and costs across the lender panel.
Prepare the application, coordinate documents and keep the process moving.
Support through settlement, then review when your life or loan changes.
The human behind the plan
Ferdi has worked in mortgage broking since 2011. He combines lender-policy knowledge with practical property experience, helping everyday buyers make informed decisions without pressure or jargon.
“My job is to make the next decision feel clear—not to rush you into a loan.”
MFAA member
English & Bahasa Indonesia
Straight answers
No question is too basic. It is better to understand the detail before you sign anything.
No. Some loans and government-supported pathways may allow a smaller deposit. The right option depends on eligibility, lender policy, LMI, purchase costs and what repayments feel comfortable for you.
Lenders generally pay mortgage brokers a commission. Any applicable client-paid fee and the commissions AUD Finance may receive will be disclosed before you proceed.
Yes. An early conversation can give you a practical savings target, explain what affects borrowing capacity and help you avoid changes that could complicate a future application.
Your bank can explain its own products. A mortgage broker can research suitable options across an accredited lender panel and help coordinate the application. The panel does not represent the entire market.
A rough idea of your income, savings, debts, monthly commitments, purchase goal and timing is enough to begin. Do not email tax file numbers, passwords, identity documents or bank login details.
Your next useful step
Rough figures are fine · Ferdi reviews it personally · Secure documents come later
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