/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--radius-md:.375rem;--radius-lg:.5rem;--radius-xl:.75rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.hidden{display:none}.table{display:table}.rounded{border-radius:.25rem}}:root{--blue:#1686cf;--blue-bright:#48bde8;--blue-deep:#075f9f;--blue-ink:#073b60;--blue-soft:#eaf7fd;--cloud:#f4f6f8;--white:#fff;--ink:#111820;--muted:#5f6c78;--line:#1118201c;--shadow:0 28px 80px #0b456a24;--radius-xl:36px;--radius-lg:26px;--radius-md:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--ink);font-family:var(--font-geist), -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;margin:0;font-size:17px;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid var(--blue-bright);outline-offset:4px}.site-width{width:min(1200px,100% - 48px);margin-inline:auto}.section-white{background:var(--white)}.section-ivory{background:var(--cloud)}.section-navy{color:#ffffffbd;background:linear-gradient(145deg,#071d2c 0%,#082f4a 52%,#075f9f 130%);position:relative;overflow:hidden}.section-navy:before{content:"";border:1px solid #48bde838;border-radius:50%;width:580px;height:580px;position:absolute;top:-300px;right:-260px}.eyebrow{color:var(--blue-deep);letter-spacing:.12em;text-transform:uppercase;margin:0 0 18px;font-size:.78rem;font-weight:760}.eyebrow.light{color:#8ddcf8}.display-heading{letter-spacing:-.05em;max-width:860px;margin:0;font-size:clamp(2rem,3.2vw,3.35rem);font-weight:690;line-height:1.06}.light-heading{color:#fff}.lead-paragraph{font-size:clamp(1.08rem,1.55vw,1.32rem);line-height:1.65}.section-heading{max-width:830px;margin-bottom:44px}.section-heading>p:last-child{max-width:680px;color:var(--muted);margin:18px 0 0;font-size:1.04rem}.button{letter-spacing:-.01em;cursor:pointer;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;min-height:54px;padding:0 25px;font-size:.94rem;font-weight:720;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-gold{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff;box-shadow:0 12px 30px #1686cf40}.button-gold:hover{box-shadow:0 16px 34px #1686cf57}.button-navy{background:var(--ink);color:#fff;box-shadow:0 10px 25px #11182029}.button-navy:hover{background:var(--blue-ink)}.button-ghost-light{color:var(--ink);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#ffffffb3;border-color:#11182029}.button-ghost-light:hover{background:#fff;border-color:#1686cf80}.section-navy .button-ghost-light,.inner-hero .button-ghost-light{color:#fff;background:#ffffff0f;border-color:#ffffff47}.button-small{min-height:44px;padding-inline:19px;font-size:.8rem}.button-row{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.micro-copy{margin-top:16px;font-size:.84rem}.light-copy{color:var(--muted)}.text-link{color:var(--blue-deep);align-items:center;gap:8px;font-size:.9rem;font-weight:720;display:inline-flex}.text-link span{transition:transform .2s}.text-link:hover span{transform:translate(5px)}.source-link{color:var(--blue-deep);margin-top:20px;font-size:.86rem;font-weight:700;display:inline-block}.source-link:hover{text-underline-offset:4px;text-decoration:underline}.site-header{z-index:50;-webkit-backdrop-filter:saturate(180%)blur(22px);backdrop-filter:saturate(180%)blur(22px);background:#ffffffdb;border-bottom:1px solid #11182012;position:sticky;top:0}.header-inner{align-items:center;gap:21px;min-height:76px;display:flex}.brand-logo{flex:none;width:216px}.brand-logo img{width:100%;height:auto}.desktop-nav{justify-content:center;align-items:center;gap:21px;margin-left:auto;display:flex}.desktop-nav a{color:#44505b;white-space:nowrap;font-size:.8rem;font-weight:640;position:relative}.desktop-nav a:after{content:"";background:var(--blue);border-radius:99px;height:2px;transition:right .2s;position:absolute;bottom:-8px;left:0;right:100%}.desktop-nav a:hover{color:var(--ink)}.desktop-nav a:hover:after{right:0}.partner-login-quick{background:var(--blue-soft);color:var(--blue-deep);white-space:nowrap;border-radius:999px;flex:none;padding:8px 11px;font-size:.72rem;font-weight:760}.partner-login-quick:hover{background:#d8f1fb}.mobile-nav,.mobile-action-bar{display:none}.mobile-nav{margin-left:auto}.mobile-nav summary{cursor:pointer;align-content:center;gap:6px;width:42px;height:42px;padding:10px;list-style:none;display:grid}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{background:var(--ink);border-radius:99px;height:2px;transition:transform .2s;display:block}.mobile-nav[open] summary span:first-child{transform:translateY(4px)rotate(45deg)}.mobile-nav[open] summary span:last-child{transform:translateY(-4px)rotate(-45deg)}.mobile-nav nav{border-bottom:1px solid var(--line);background:#fffffffa;padding:18px 24px 26px;display:grid;position:fixed;top:76px;left:0;right:0;box-shadow:0 18px 45px #0b456a1f}.mobile-nav nav a{border-bottom:1px solid var(--line);padding:14px 0;font-weight:650}.mobile-nav nav .mobile-partner-login{color:var(--blue-deep);font-weight:800}.language-toggle{border:1px solid var(--line);color:#84909a;letter-spacing:.04em;background:#fff;border-radius:999px;justify-content:center;align-items:center;gap:8px;min-width:74px;height:38px;font-size:.62rem;font-weight:760;display:inline-flex;box-shadow:0 5px 16px #073b600f}.language-toggle i{background:var(--line);width:1px;height:13px}.language-toggle span.active{color:var(--blue-deep)}.hero-shell{background:linear-gradient(#fff 0%,#f4fbff 100%);align-items:center;min-height:770px;display:grid;position:relative;overflow:hidden}.hero-shell:after{content:"";filter:blur(8px);background:radial-gradient(circle,#48bde836,#48bde800 69%);border-radius:50%;width:560px;height:560px;position:absolute;top:70px;right:-100px}.hero-orbit{pointer-events:none;border:1px solid #1686cf1f;border-radius:50%;position:absolute}.hero-orbit-one{width:560px;height:560px;top:90px;right:2vw}.hero-orbit-two{width:760px;height:760px;top:-10px;right:-120px}.hero-grid{z-index:2;grid-template-columns:minmax(0,1fr) minmax(430px,.78fr);align-items:center;gap:clamp(55px,7vw,105px);padding:92px 0 100px;display:grid;position:relative}.hero-copy{max-width:720px}.hero-eyebrow{letter-spacing:.08em;background:#ffffffbf;border:1px solid #1686cf2e;border-radius:999px;align-items:center;gap:9px;padding:8px 13px;display:inline-flex}.hero-eyebrow span{background:var(--blue-bright);border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 5px #48bde821}.hero-copy h1{letter-spacing:-.06em;margin:25px 0 0;font-size:clamp(2.8rem,4.1vw,4.35rem);font-weight:710;line-height:.98}.hero-copy h1 em{background:linear-gradient(100deg, var(--blue-deep), var(--blue-bright));color:#0000;-webkit-background-clip:text;background-clip:text;margin-top:10px;font-style:normal;display:block}.hero-lead{max-width:650px;color:var(--muted);margin:30px 0 0;font-size:clamp(1.08rem,1.55vw,1.35rem);line-height:1.58}.foreign-entry-link{color:var(--blue-deep);border-bottom:1px solid #075f9f30;flex-wrap:wrap;gap:5px;margin-top:18px;font-size:.78rem;font-weight:680;display:inline-flex}.foreign-entry-link span{color:var(--ink)}.plan-visual{border-radius:var(--radius-xl);box-shadow:var(--shadow);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);background:#ffffffeb;border:1px solid #095f9f1f;padding:0 30px 30px;position:relative;overflow:hidden}.plan-visual:after{content:"";filter:blur(3px);background:#48bde821;border-radius:50%;width:220px;height:220px;position:absolute;bottom:-90px;right:-80px}.plan-browser-bar{border-bottom:1px solid var(--line);align-items:center;gap:7px;height:55px;display:flex}.plan-browser-bar>span{background:#d5dce1;border-radius:50%;width:8px;height:8px}.plan-browser-bar>span:nth-child(3){background:var(--blue-bright)}.plan-browser-bar p{color:#7a8791;margin:0 0 0 auto;font-size:.68rem;font-weight:650}.plan-visual-head{align-items:center;gap:18px;padding:27px 0 23px;display:flex}.plan-icon{background:linear-gradient(145deg, var(--blue-soft), white);border-radius:19px;place-items:center;width:62px;height:62px;display:grid;overflow:hidden;box-shadow:inset 0 0 0 1px #1686cf1a}.plan-icon img{object-fit:contain;width:50px;height:50px}.plan-visual-head p{color:var(--blue-deep);letter-spacing:.09em;text-transform:uppercase;margin:0 0 4px;font-size:.69rem;font-weight:760}.plan-visual-head h2{letter-spacing:-.045em;margin:0;font-size:1.65rem;line-height:1.05}.plan-tile-grid{grid-template-columns:repeat(2,1fr);gap:11px;display:grid}.plan-tile-grid>div{border-radius:var(--radius-md);background:#f8fafb;border:1px solid #11182014;flex-direction:column;min-height:140px;padding:17px;display:flex}.plan-tile-grid>div:first-child{background:var(--blue-soft)}.plan-tile-grid span{color:var(--blue);font-size:.66rem;font-weight:780}.plan-tile-grid strong{margin-top:auto;font-size:.88rem}.plan-tile-grid small{color:#74808a;margin-top:3px;font-size:.67rem}.plan-visual-footer{z-index:1;border-radius:var(--radius-md);background:var(--ink);color:#fff;align-items:center;gap:12px;margin-top:13px;padding:15px 17px;display:flex;position:relative}.plan-check{background:var(--blue-bright);width:28px;height:28px;color:var(--blue-ink);border-radius:50%;flex:none;place-items:center;font-weight:900;display:grid}.plan-visual-footer p{color:#ffffffab;margin:0;font-size:.69rem;line-height:1.35}.plan-visual-footer strong{color:#fff;font-size:.78rem}.trust-strip{border-top:1px solid #1118200f;border-bottom:1px solid var(--line);background:#fff;padding:28px 0 20px}.trust-strip-inner{grid-template-columns:repeat(4,1fr);align-items:center;display:grid}.trust-strip-inner>div{border-right:1px solid var(--line);flex-direction:column;justify-content:center;min-height:56px;padding:0 28px;display:flex}.trust-strip-inner>div:first-child{padding-left:0}.trust-strip-inner>div:last-child{border-right:0}.trust-strip strong{font-size:.91rem}.trust-strip span{color:var(--muted);margin-top:2px;font-size:.68rem}.trust-strip .mfaa-trust{flex-direction:row;justify-content:flex-start;align-items:center;gap:10px}.mfaa-trust img{object-fit:contain;width:50px;height:50px}.trust-strip .panel-note{color:#83909a;text-align:right;margin:14px 0 0;font-size:.58rem}.pathway-section{background:linear-gradient(180deg, var(--cloud), #fff);scroll-margin-top:76px}.review-pathway-card{border-radius:var(--radius-xl);background:linear-gradient(135deg,#daf3ff 0%,#f7fcff 58%,#fff 100%);border:1px solid #1686cf26;grid-template-columns:1.02fr .82fr;align-items:stretch;gap:54px;margin-bottom:16px;padding:42px;display:grid;box-shadow:0 20px 60px #0b456a17}.review-pathway-copy{flex-direction:column;align-items:flex-start;display:flex}.review-pathway-copy .card-kicker{margin:30px 0 12px}.review-pathway-copy h3{letter-spacing:-.05em;max-width:610px;margin:0;font-size:clamp(1.8rem,2.7vw,2.65rem);font-weight:680;line-height:1.05}.review-pathway-copy>p:not(.card-kicker){max-width:620px;color:var(--muted);margin:19px 0 27px;font-size:.94rem}.review-pathway-outcomes{background:#ffffffde;border:1px solid #073b6017;border-radius:23px;gap:9px;padding:27px;display:grid;box-shadow:0 15px 38px #073b600f}.review-pathway-outcomes>p{color:var(--blue-deep);letter-spacing:.08em;text-transform:uppercase;margin:0 0 5px;font-size:.68rem;font-weight:770}.review-pathway-outcomes>div{border:1px solid var(--line);background:#fbfdfe;border-radius:15px;grid-template-columns:31px 82px 1fr;align-items:center;gap:11px;padding:15px;display:grid}.review-pathway-outcomes span{background:var(--blue-soft);width:29px;height:29px;color:var(--blue-deep);border-radius:10px;place-items:center;font-size:.62rem;font-weight:780;display:grid}.review-pathway-outcomes strong{font-size:.84rem}.review-pathway-outcomes small{color:var(--muted);font-size:.7rem;line-height:1.4}.pathway-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.pathway-card{border-radius:var(--radius-xl);background:#fff;flex-direction:column;min-height:500px;padding:34px;display:flex;box-shadow:0 20px 60px #0b456a14}.featured-pathway{background:linear-gradient(145deg,#dff5ff 0%,#f7fcff 70%);border:1px solid #1686cf1f}.investor-pathway{color:#fff;background:linear-gradient(145deg,#101a23,#073b60)}.foreign-pathway{background:linear-gradient(145deg,#fff 0%,#eff8fc 100%);border:1px solid #1686cf29}.pathway-top{justify-content:space-between;align-items:center;gap:16px;display:flex}.pathway-number{color:var(--blue);font-size:.82rem;font-weight:780}.pathway-pill{color:var(--blue-deep);border:1px solid #1686cf26;border-radius:999px;padding:7px 11px;font-size:.66rem;font-weight:700}.investor-pathway .pathway-number{color:var(--blue-bright)}.investor-pathway .pathway-pill{color:#ffffffb8;border-color:#ffffff2b}.card-kicker{color:var(--blue-deep);letter-spacing:.11em;text-transform:uppercase;margin:40px 0 12px;font-size:.7rem;font-weight:770}.investor-pathway .card-kicker{color:#8ddcf8}.pathway-card h3{letter-spacing:-.045em;max-width:520px;margin:0;font-size:clamp(1.45rem,2vw,1.95rem);font-weight:660;line-height:1.12}.pathway-card>p:not(.card-kicker){max-width:570px;color:var(--muted);font-size:.91rem}.investor-pathway>p:not(.card-kicker){color:#ffffffa6}.pathway-card ul{color:#44515b;gap:8px;margin:15px 0 28px;padding:0;font-size:.8rem;list-style:none;display:grid}.pathway-card li:before{content:"✓";color:var(--blue);margin-right:9px;font-weight:850}.investor-pathway ul{color:#ffffffa8}.investor-pathway li:before{color:var(--blue-bright)}.investor-pathway .text-link{color:#fff}.journey-note{background:#ffffffc7;border:1px solid #1686cf1f;border-radius:18px;grid-template-columns:auto 1fr;align-items:center;gap:28px;margin-top:20px;padding:20px 24px;display:grid}.journey-note strong{color:var(--blue-ink);white-space:nowrap;font-size:.78rem}.journey-note ol{counter-reset:journey;grid-template-columns:repeat(4,1fr);margin:0;padding:0;list-style:none;display:grid}.journey-note li{color:var(--muted);counter-increment:journey;padding:0 22px 0 30px;font-size:.72rem;position:relative}.journey-note li:before{content:counter(journey);background:var(--blue-soft);width:20px;height:20px;color:var(--blue-deep);border-radius:50%;place-items:center;font-size:.62rem;font-weight:780;display:grid;position:absolute;top:-1px;left:0}.journey-note li:not(:last-child):after{content:"→";color:#9aa7b0;position:absolute;right:5px}.refinance-note{color:var(--muted);text-align:center;margin:24px 0 0;font-size:.82rem}.refinance-note a{color:var(--blue-deep);font-weight:720}.split-editorial{grid-template-columns:.95fr 1fr;gap:10vw;display:grid}.editorial-copy{max-width:610px}.editorial-copy p{color:var(--muted)}.editorial-copy .lead-paragraph{color:var(--ink);margin-top:0}.editorial-copy blockquote{border-left:3px solid var(--blue-bright);color:var(--blue-ink);margin:35px 0 0;padding:24px 0 0 28px;font-size:1.35rem;font-weight:620;line-height:1.45}.inline-note{background:var(--blue-soft);border:1px solid #1686cf1f;border-radius:14px;margin-top:30px;padding:20px;font-size:.78rem}.lender-section{background:linear-gradient(#f7fbfd 0%,#eef7fb 100%);overflow:hidden}.lender-heading{grid-template-columns:1fr .72fr;align-items:end;gap:8vw;margin-bottom:52px;display:grid}.lender-heading>div:last-child p{color:var(--muted);margin:0 0 24px;font-size:.9rem}.lender-logo-grid{grid-template-columns:repeat(7,1fr);gap:10px;display:grid}.lender-logo{background:#ffffffe6;border:1px solid #073b6014;border-radius:16px;place-items:center;min-width:0;height:104px;padding:18px;display:grid;box-shadow:0 9px 26px #073b600b}.lender-logo img{object-fit:contain;mix-blend-mode:multiply;width:100%;max-width:112px;max-height:54px}.lender-disclaimer{color:#71808a;max-width:900px;margin:23px 0 0;font-size:.65rem}.selected-lender-section{background:linear-gradient(145deg,#eef8fc,#fff 72%)}.selected-lender-card{border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#ffffffe0;border:1px solid #1686cf24;grid-template-columns:1fr .78fr;align-items:center;gap:8vw;padding:52px;display:grid}.selected-lender-card>div:last-child>p{color:var(--muted);margin:0 0 20px}.selected-lender-points{color:#45535d;gap:10px;margin:0 0 27px;padding:0;font-size:.82rem;list-style:none;display:grid}.selected-lender-points li{padding-left:23px;position:relative}.selected-lender-points li:before{content:"✓";color:var(--blue);font-weight:800;position:absolute;left:0}.scheme-section{background:linear-gradient(150deg,#e6f6fc 0%,#f5fafc 60%,#edf8fd 100%)}.scheme-header{justify-content:space-between;align-items:flex-end;gap:40px;display:flex}.scheme-header .section-heading{margin-bottom:48px}.review-date{color:var(--blue-deep);white-space:nowrap;background:#1686cf17;border-radius:999px;margin:0 0 48px;padding:7px 11px;font-size:.65rem;font-weight:740}.scheme-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.scheme-card{border-radius:var(--radius-lg);background:#ffffffdb;border:1px solid #1686cf1c;flex-direction:column;min-height:430px;padding:34px;display:flex;box-shadow:0 16px 45px #0b456a0f}.scheme-stat{background:linear-gradient(95deg, var(--blue-deep), var(--blue-bright));color:#0000;letter-spacing:-.06em;-webkit-background-clip:text;background-clip:text;font-size:2.45rem;font-weight:720;line-height:1}.scheme-card h3{letter-spacing:-.035em;margin:52px 0 10px;font-size:1.4rem;font-weight:670;line-height:1.18}.scheme-card p{color:var(--muted);font-size:.86rem}.scheme-card a{color:var(--blue-deep);margin-top:auto;font-size:.75rem;font-weight:730}.scheme-card a span{transition:transform .2s;display:inline-block}.scheme-card a:hover span{transform:translate(2px,-2px)}.scheme-disclaimer{color:#6b7a84;max-width:820px;margin:25px 0 0;font-size:.67rem}.process-grid{z-index:1;grid-template-columns:.78fr 1.05fr;gap:9vw;display:grid;position:relative}.process-intro{align-self:start;position:sticky;top:125px}.process-intro>p:not(.eyebrow){max-width:450px;margin:26px 0 32px}.process-list{gap:12px;margin:0;padding:0;list-style:none;display:grid}.process-list li{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff0d;border:1px solid #ffffff1c;border-radius:20px;grid-template-columns:58px 1fr;gap:18px;padding:27px;display:grid}.process-list li>span{color:#8ddcf8;background:#48bde81f;border-radius:13px;place-items:center;width:40px;height:40px;font-size:.75rem;font-weight:760;display:grid}.process-list h3{color:#fff;letter-spacing:-.025em;margin:0;font-size:1.22rem;font-weight:650}.process-list p{color:#ffffff91;margin:5px 0 0;font-size:.84rem}.profile-grid{grid-template-columns:.72fr 1fr;align-items:center;gap:9vw;display:grid}.portrait-frame{border-radius:var(--radius-xl);box-shadow:var(--shadow);background:#d8e9f3;position:relative;overflow:hidden}.portrait-frame img{aspect-ratio:4/5.15;object-fit:cover;object-position:50% 25%;filter:saturate(.9)contrast(1.02);width:100%}.portrait-caption{color:#fff;-webkit-backdrop-filter:blur(15px);backdrop-filter:blur(15px);background:#071d2cc7;border:1px solid #ffffff42;border-radius:17px;padding:17px 20px;position:absolute;bottom:18px;left:18px;right:18px}.portrait-caption strong,.portrait-caption span{display:block}.portrait-caption strong{font-size:1rem}.portrait-caption span{color:#ffffffa6;letter-spacing:.07em;text-transform:uppercase;margin-top:2px;font-size:.61rem}.profile-copy .lead-paragraph{color:#475764}.profile-copy blockquote{border-left:3px solid var(--blue-bright);color:var(--blue-ink);letter-spacing:-.03em;margin:30px 0;padding:21px 0 21px 25px;font-size:clamp(1.25rem,2vw,1.75rem);font-weight:630;line-height:1.4}.profile-proof{align-items:center;gap:13px;margin-bottom:28px;display:flex}.profile-proof img{object-fit:contain;width:58px;height:58px}.profile-proof p{color:var(--muted);margin:0;font-size:.72rem;line-height:1.4}.profile-proof strong{color:var(--ink);font-size:.82rem}.profile-links{flex-wrap:wrap;gap:28px;display:flex}.faq-layout{grid-template-columns:.72fr 1fr;gap:9vw;display:grid}.faq-side-copy{max-width:430px;color:var(--muted)}.faq-list{gap:10px;display:grid}.faq-list details{border:1px solid var(--line);border-radius:var(--radius-md);background:#fbfcfd;overflow:hidden}.faq-list summary{cursor:pointer;padding:23px 54px 23px 23px;font-size:1rem;font-weight:650;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";background:var(--blue-soft);width:28px;height:28px;color:var(--blue-deep);border-radius:50%;place-items:center;font-size:1.05rem;font-weight:400;display:grid;position:absolute;top:19px;right:17px}.faq-list details[open] summary:after{content:"–"}.faq-list details p{color:var(--muted);margin:-4px 23px 24px;padding-right:30px;font-size:.86rem}.final-cta{color:#fff;background:linear-gradient(135deg,#071d2c,#075f9f);padding:94px 0;overflow:hidden}.final-cta-light{color:var(--ink);background:linear-gradient(135deg,#dff5ff,#f5fbff)}.final-cta-inner{grid-template-columns:1.25fr .75fr;align-items:center;gap:8vw;display:grid}.final-cta h2{letter-spacing:-.05em;max-width:800px;margin:0;font-size:clamp(2.05rem,3.1vw,3.45rem);font-weight:680;line-height:1.05}.final-cta-actions{justify-items:start;gap:13px;display:grid}.final-cta-note{color:#fff9;max-width:390px;margin:0;font-size:.7rem;line-height:1.5}.final-cta-actions>a:not(.button){color:#ffffffb3;border-bottom:1px solid #ffffff40;font-size:.82rem}.final-cta-light .final-cta-actions>a:not(.button){color:var(--blue-ink);border-color:#073b603d}.inner-hero{color:var(--ink);background:linear-gradient(145deg,#f3fbff 0%,#dff4ff 100%);padding:126px 0 116px;position:relative;overflow:hidden}.inner-hero:after{content:"";border:1px solid #1686cf26;border-radius:50%;width:560px;height:560px;position:absolute;top:-260px;right:-150px;box-shadow:0 0 0 100px #48bde80a}.inner-hero-line{background:linear-gradient(var(--blue-bright), var(--blue));width:7px;position:absolute;top:0;bottom:0;left:0}.inner-hero-grid{z-index:1;grid-template-columns:1.25fr .68fr;align-items:end;gap:9vw;display:grid;position:relative}.inner-hero .eyebrow.light{color:var(--blue-deep)}.inner-hero h1{letter-spacing:-.06em;max-width:850px;margin:0;font-size:clamp(2.75rem,4.1vw,4.3rem);font-weight:700;line-height:.98}.inner-hero-copy p{color:var(--muted);margin:0 0 29px;font-size:1rem}.inner-hero-note{margin:15px 0 0!important;font-size:.68rem!important}.number-grid{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.number-grid article{border:1px solid var(--line);background:#fff;border-radius:22px;flex-direction:column;min-height:300px;padding:29px;display:flex}.number-grid span,.values-grid span{color:var(--blue);font-size:.72rem;font-weight:790}.number-grid h3{letter-spacing:-.03em;margin:auto 0 10px;font-size:1.23rem;font-weight:660;line-height:1.18}.number-grid p{color:var(--muted);margin-bottom:0;font-size:.8rem}.feature-split{grid-template-columns:.78fr 1fr;gap:10vw;display:grid}.roadmap-list{gap:10px;margin:0;padding:0;list-style:none;display:grid}.roadmap-list li{border:1px solid var(--line);background:#fbfcfd;border-radius:18px;grid-template-columns:40px 1fr;gap:18px;padding:22px;display:grid}.roadmap-list li>span{background:var(--blue-soft);width:34px;height:34px;color:var(--blue-deep);border-radius:11px;place-items:center;font-size:.72rem;font-weight:760;display:grid}.roadmap-list h3{margin:0;font-size:1.08rem;font-weight:660}.roadmap-list p{color:var(--muted);margin:3px 0 0;font-size:.82rem}.mistakes-layout{z-index:1;grid-template-columns:.75fr 1fr;gap:9vw;display:grid;position:relative}.mistake-list{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.mistake-list article{background:#ffffff0f;border:1px solid #ffffff1a;border-radius:20px;padding:28px}.mistake-list strong{color:#fff;font-size:1.06rem;font-weight:630;line-height:1.3}.mistake-list p{color:#ffffff8f;font-size:.8rem}.investor-fit{grid-template-columns:.7fr 1fr;gap:9vw;display:grid}.fit-columns{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.fit-columns>div{border:1px solid var(--line);background:#fff;border-radius:22px;padding:29px}.fit-columns h3{letter-spacing:-.03em;margin-top:0;font-size:1.23rem;font-weight:660}.fit-columns ul{color:var(--muted);margin:0;padding-left:18px;font-size:.84rem}.fit-columns li{margin-bottom:12px}.investor-playbook{background:linear-gradient(#fff 0%,#f7fbfd 100%)}.investor-tip-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}.investor-tip-grid article{background:#fff;border:1px solid #1686cf1f;border-radius:21px;flex-direction:column;min-height:320px;padding:27px;display:flex;box-shadow:0 14px 40px #0b456a0d}.investor-tip-grid span,.tax-update-grid>article>span{color:var(--blue);font-size:.7rem;font-weight:790}.investor-tip-grid h3{letter-spacing:-.03em;margin:30px 0 10px;font-size:1.18rem;font-weight:670;line-height:1.2}.investor-tip-grid p{color:var(--muted);margin:0;font-size:.79rem}.investor-tip-grid strong{color:var(--blue-ink);margin-top:auto;padding-top:22px;font-size:.74rem;line-height:1.5}.cashflow-strip{background:var(--ink);color:#fff;border-radius:18px;grid-template-columns:auto 1.25fr .85fr;align-items:center;gap:26px;margin-top:14px;padding:23px 25px;display:grid}.cashflow-strip>span{color:#8ddcf8;text-transform:uppercase;letter-spacing:.08em;background:#48bde824;border-radius:999px;padding:6px 10px;font-size:.65rem;font-weight:760}.cashflow-strip p{margin:0;font-size:.88rem}.cashflow-strip small{color:#ffffff8f;font-size:.65rem;line-height:1.5}.investor-tax-update{background:linear-gradient(145deg,#e5f5fc 0%,#f7fbfd 62%,#eef8fc 100%)}.investor-update-header .section-heading{margin-bottom:44px}.tax-update-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}.tax-update-grid article{background:#ffffffe6;border:1px solid #1686cf21;border-radius:21px;flex-direction:column;min-height:330px;padding:27px;display:flex}.tax-update-grid .card-kicker{margin:24px 0 11px;font-size:.64rem}.tax-update-grid h3{letter-spacing:-.035em;margin:0 0 11px;font-size:1.2rem;font-weight:670;line-height:1.17}.tax-update-grid article>p:last-child{color:var(--muted);margin:0;font-size:.77rem}.tax-source-row{background:#ffffffb8;border:1px solid #1686cf1f;border-radius:16px;grid-template-columns:1fr auto;align-items:center;gap:30px;margin-top:15px;padding:20px 23px;display:grid}.tax-source-row p{max-width:770px;color:var(--muted);margin:0;font-size:.7rem}.tax-source-row>div{flex-wrap:wrap;gap:8px 17px;display:flex}.tax-source-row a{color:var(--blue-deep);font-size:.7rem;font-weight:720}.guide-index{grid-template-columns:.35fr 1fr;gap:8vw;display:grid}.guide-index-links{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.guide-index-links a{border:1px solid var(--line);background:#fff;border-radius:15px;grid-template-columns:34px 1fr;gap:12px;padding:18px;font-size:.93rem;font-weight:620;display:grid}.guide-index-links span{color:var(--blue);font-size:.7rem}.guide-list{border-top:1px solid var(--line)}.guide-article{border-bottom:1px solid var(--line);grid-template-columns:.35fr 1fr;gap:8vw;padding:70px 0;scroll-margin-top:110px;display:grid}.guide-number{color:var(--blue);font-size:1rem;font-weight:770}.guide-article h2{letter-spacing:-.055em;margin:0;font-size:clamp(1.8rem,3vw,3.1rem);font-weight:680;line-height:1.04}.guide-takeaway{border-left:3px solid var(--blue-bright);background:var(--blue-soft);color:#54616a;border-radius:0 14px 14px 0;margin-top:28px;padding:20px 24px;font-size:.84rem}.resource-band{background:var(--blue-ink);color:#fff;padding:88px 0}.resource-band-inner{grid-template-columns:.75fr 1fr;gap:9vw;display:grid}.resource-band h2{letter-spacing:-.055em;margin:0;font-size:2.7rem;font-weight:680;line-height:1}.resource-links{display:grid}.resource-links a{border-bottom:1px solid #fff3;padding:17px 0;font-size:.88rem}.about-hero{color:var(--ink);background:linear-gradient(145deg,#f5fbff,#dff5ff);padding:100px 0;overflow:hidden}.about-hero-grid{grid-template-columns:.6fr 1fr;align-items:center;gap:8vw;display:grid}.about-portrait{border-radius:var(--radius-xl);box-shadow:var(--shadow);position:relative;overflow:hidden}.about-portrait img{aspect-ratio:4/5;object-fit:cover;object-position:top;filter:saturate(.9);width:100%;position:relative}.about-intro .eyebrow.light{color:var(--blue-deep)}.about-intro h1{letter-spacing:-.06em;margin:0;font-size:clamp(2.7rem,4vw,4.15rem);font-weight:700;line-height:.98}.about-intro>p:not(.eyebrow){max-width:650px;color:var(--muted);margin:27px 0 25px;font-size:1.08rem}.about-intro .button-row{margin-top:25px}.about-hero-proof{border-top:1px solid #073b6021;border-bottom:1px solid #073b6021;grid-template-columns:repeat(3,1fr);max-width:680px;display:grid}.about-hero-proof>div{border-right:1px solid #073b6021;min-width:0;padding:17px 18px}.about-hero-proof>div:first-child{padding-left:0}.about-hero-proof>div:last-child{border-right:0}.about-hero-proof strong,.about-hero-proof span{display:block}.about-hero-proof strong{color:var(--blue-deep);letter-spacing:-.02em;font-size:1.02rem}.about-hero-proof span{color:var(--muted);margin-top:2px;font-size:.66rem;line-height:1.4}.about-principles{grid-template-columns:.72fr 1fr;align-items:start;gap:8vw;display:grid}.about-principles-intro{position:sticky;top:125px}.about-principles-intro h2{letter-spacing:-.055em;max-width:520px;margin:0;font-size:clamp(2.1rem,3.2vw,3.35rem);line-height:1.03}.about-principles-intro>p:last-child{max-width:520px;color:var(--muted);margin:22px 0 0}.about-principle-list{border-top:1px solid var(--line)}.about-principle-list article{border-bottom:1px solid var(--line);grid-template-columns:54px 1fr;gap:20px;padding:27px 0;display:grid}.about-principle-list article>span{background:var(--blue-soft);width:48px;height:48px;color:var(--blue-deep);border-radius:15px;place-items:center;font-size:.72rem;font-weight:800;display:grid}.about-principle-list h3{letter-spacing:-.025em;margin:0 0 6px;font-size:1.18rem}.about-principle-list p{color:var(--muted);margin:0;font-size:.86rem}.about-social-proof-section{background:linear-gradient(145deg,#e8f7fd,#f8fcfe)}.about-social-proof{grid-template-columns:.62fr 1.38fr;gap:18px;display:grid}.review-score-card,.review-quote-card{background:#fff;border:1px solid #1686cf24;border-radius:27px;margin:0;padding:38px;box-shadow:0 20px 60px #073b6012}.review-score-card{flex-direction:column;align-items:flex-start;display:flex}.review-stars{color:#f2a900;letter-spacing:.08em;font-size:1rem}.review-score-card>strong{color:var(--blue-deep);letter-spacing:-.08em;margin-top:12px;font-size:clamp(3.2rem,6vw,5rem);line-height:.9}.review-score-card p{max-width:310px;color:var(--muted);margin:18px 0 27px;font-size:.8rem}.review-score-card a,.review-quote-card a{color:var(--blue-deep);text-underline-offset:4px;margin-top:auto;font-size:.76rem;font-weight:760;text-decoration:underline}.review-quote-card{flex-direction:column;display:flex}.review-quote-card blockquote{max-width:760px;color:var(--blue-ink);letter-spacing:-.045em;margin:15px 0 37px;font-size:clamp(1.7rem,3vw,2.65rem);font-weight:660;line-height:1.13}.review-quote-card figcaption{grid-template-columns:1fr auto;align-items:end;gap:2px 25px;margin-top:auto;display:grid}.review-quote-card figcaption strong,.review-quote-card figcaption span{display:block}.review-quote-card figcaption span{color:var(--muted);font-size:.7rem}.review-quote-card figcaption a{grid-area:1/2/span 2}.credential-band{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff;padding:68px 0}.credential-grid{grid-template-columns:repeat(4,1fr);display:grid}.credential-grid>div{border-right:1px solid #ffffff3d;padding:10px 26px}.credential-grid>div:first-child{padding-left:0}.credential-grid>div:last-child{border-right:0}.credential-grid strong,.credential-grid span{display:block}.credential-grid strong{letter-spacing:-.04em;font-size:1.55rem;font-weight:690}.credential-grid span{color:#ffffffbf;margin-top:4px;font-size:.72rem}.credential-note{color:#ffffffb3;margin:24px 0 0;font-size:.64rem}.licence-card{grid-template-columns:.75fr 1fr;gap:9vw;display:grid}.licence-card h2{letter-spacing:-.055em;margin:0;font-size:2.7rem;font-weight:680;line-height:1.05}.licence-card>div:last-child{border-top:1px solid var(--line)}.licence-card>div:last-child p{border-bottom:1px solid var(--line);color:var(--muted);grid-template-columns:.8fr 1fr;margin:0;padding:16px 0;font-size:.8rem;display:grid}.licence-card strong{color:var(--ink);font-weight:680}.contact-hero{color:#fff;background:linear-gradient(145deg,#071d2c,#075f9f);padding:100px 0 112px}.contact-grid{grid-template-columns:.65fr 1.1fr;align-items:start;gap:6vw;display:grid}.contact-copy{position:sticky;top:125px}.contact-copy h1{letter-spacing:-.06em;margin:0 0 28px;font-size:clamp(2.55rem,3.9vw,4.05rem);font-weight:700;line-height:.98}.contact-copy>p:not(.eyebrow):not(.availability){color:#ffffffb3;max-width:540px}.contact-promise{border-top:1px solid #ffffff2b;border-bottom:1px solid #ffffff2b;gap:7px;margin:34px 0 24px;padding:21px 0;display:grid}.contact-promise span{color:#8ddcf8;letter-spacing:.11em;text-transform:uppercase;font-size:.63rem;font-weight:760}.contact-promise strong{color:#fff;font-size:.9rem;font-weight:650}.contact-email{color:#fff;border-bottom:1px solid #ffffff52;margin-bottom:24px;font-size:.82rem;font-weight:650;display:inline-block}.contact-email:hover{border-color:#8ddcf8}.availability{color:#ffffff87;font-size:.76rem}.enquiry-form{border-radius:var(--radius-lg);width:100%;max-width:720px;color:var(--ink);background:#fff;border:1px solid #ffffff29;padding:42px;box-shadow:0 30px 80px #00000040}.form-intro{margin-bottom:25px}.form-kicker{color:var(--blue-deep);letter-spacing:.1em;text-transform:uppercase;margin:0 0 7px;font-size:.75rem;font-weight:780}.form-intro h2{letter-spacing:-.05em;margin:0;font-size:clamp(1.8rem,3vw,2.45rem);font-weight:690;line-height:1.05}.form-intro>p:last-child{max-width:560px;color:var(--muted);margin:12px 0 0;font-size:.92rem;line-height:1.58}.form-progress{grid-template-columns:27px 34px 27px 1fr;align-items:center;gap:7px;margin-bottom:28px;display:grid}.form-progress span{border:1px solid var(--line);background:var(--cloud);width:27px;height:27px;color:var(--muted);border-radius:50%;place-items:center;font-size:.66rem;font-weight:760;display:grid}.form-progress span.active{border-color:var(--blue);background:var(--blue);color:#fff}.form-progress span.complete{background:var(--blue-soft);color:var(--blue-deep);border-color:#1686cf33}.form-progress i{background:var(--line);height:1px}.form-progress small{color:var(--muted);justify-self:end;font-size:.76rem;font-weight:650}.form-step{border:0;min-width:0;margin:0;padding:0}.form-step[hidden]{display:none}.foreign-form-block{margin-bottom:8px;padding:4px 0 2px}.refinance-form-block{padding-top:1px}.refinance-group-title{border-top:0;margin-top:0;padding-top:0}.field-grid{grid-template-columns:repeat(2,1fr);gap:17px;display:grid}.enquiry-form label{gap:8px;margin-bottom:18px;display:grid}.enquiry-form label>span{color:var(--blue-ink);letter-spacing:.055em;text-transform:uppercase;font-size:.78rem;font-weight:760}.enquiry-form label>span em{color:#76838c;letter-spacing:.01em;text-transform:lowercase;font-size:.69rem;font-style:normal;font-weight:650}.enquiry-form input,.enquiry-form select,.enquiry-form textarea{width:100%;color:var(--ink);background:#f9fafb;border:1px solid #11182026;border-radius:12px;outline:none;padding:13px 14px}.enquiry-form input,.enquiry-form select{min-height:51px}.enquiry-form input:focus,.enquiry-form select:focus,.enquiry-form textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1686cf1f}.field-help{color:var(--muted);margin-top:-2px;font-size:.76rem;line-height:1.48}.field-help a{color:var(--blue-deep);text-underline-offset:2px;font-weight:730;text-decoration:underline}.callback-time-note{font-size:.69rem}.address-autocomplete{position:relative}.address-suggestions{z-index:30;background:#fff;border:1px solid #073b6029;border-radius:14px;max-height:310px;position:absolute;top:calc(100% + 7px);left:0;right:0;overflow-y:auto;box-shadow:0 18px 45px #073b602e}.address-suggestion{border:0;border-bottom:1px solid var(--line);width:100%;color:var(--ink);text-align:left;cursor:pointer;background:#fff;gap:2px;padding:12px 14px;display:grid}.address-suggestion:hover,.address-suggestion.active{background:var(--blue-soft)}.address-suggestion span{font-size:.78rem;font-weight:670;line-height:1.4}.address-suggestion-status{color:var(--muted);margin:0;padding:14px;font-size:.74rem;line-height:1.45}.address-attribution{color:#71808a;background:#f7fafc;margin:0;padding:9px 14px;font-size:.61rem;line-height:1.4}.address-attribution a{color:var(--blue-deep);text-underline-offset:2px;text-decoration:underline}.field-group-title{border-top:1px solid var(--line);color:var(--blue-deep);letter-spacing:.07em;text-transform:uppercase;margin:7px 0 15px;padding-top:20px;font-size:.77rem;font-weight:760}.money-input{position:relative}.money-input:before{content:"$";z-index:1;color:#77838c;font-size:.85rem;position:absolute;top:50%;left:15px;transform:translateY(-50%)}.money-input input{padding-left:30px}.currency-input:before{content:attr(data-currency);letter-spacing:.02em;font-size:.64rem;font-weight:760}.currency-input input{padding-left:51px}.rate-input{position:relative}.rate-input:after{content:"%";color:#77838c;font-size:.8rem;font-weight:700;position:absolute;top:50%;right:15px;transform:translateY(-50%)}.rate-input input{padding-right:34px}.optional-details{background:#f7fbfd;border:1px solid #1686cf2b;border-radius:15px;margin:7px 0 22px;overflow:hidden}.optional-details summary{color:var(--blue-ink);cursor:pointer;justify-content:space-between;align-items:center;gap:14px;padding:16px 17px;font-size:.8rem;font-weight:740;display:flex}.optional-details summary::marker{color:var(--blue)}.optional-details summary span{color:var(--muted);text-transform:lowercase;font-size:.68rem;font-weight:650}.optional-details[open] summary{background:var(--blue-soft);border-bottom:1px solid #1686cf1f}.optional-details-body{padding:18px 17px 1px}.secure-doc-card{background:var(--blue-soft);border:1px solid #1686cf24;border-radius:15px;grid-template-columns:32px 1fr;gap:13px;margin:8px 0 20px;padding:17px;display:grid}.secure-doc-icon{width:32px;height:32px;color:var(--blue-deep);background:#fff;border-radius:50%;place-items:center;font-size:.8rem;font-weight:850;display:grid;box-shadow:0 4px 12px #075f9f1a}.secure-doc-card strong{color:var(--blue-ink);font-size:.79rem;display:block}.secure-doc-card p{color:#587180;margin:4px 0 0;font-size:.78rem;line-height:1.5}.enquiry-form .consent-line{align-items:flex-start;gap:11px;margin:0 0 21px;display:flex}.enquiry-form .consent-line input{width:18px;min-width:18px;height:18px;min-height:18px;accent-color:var(--blue);margin-top:2px}.enquiry-form .consent-line>span{color:var(--muted);letter-spacing:0;text-transform:none;font-size:.79rem;font-weight:500;line-height:1.5}.enquiry-form .consent-line a,.privacy-collection-notice a,.concierge-consent a{color:var(--blue-deep);text-underline-offset:2px;font-weight:720;text-decoration:underline}.privacy-collection-notice{color:#5a6d78;background:#f2f9fc;border:1px solid #1686cf24;border-radius:13px;margin:0 0 20px;padding:14px 15px;font-size:.74rem;line-height:1.52}.privacy-collection-notice strong{color:var(--blue-ink);margin-right:5px;font-size:.76rem;display:inline}.form-actions{grid-template-columns:.35fr 1fr;gap:10px;display:grid}.button-secondary{border-color:var(--line);background:var(--cloud);color:var(--blue-ink)}.button-secondary:hover{background:var(--blue-soft);border-color:#1686cf59}.button:disabled{opacity:.62;cursor:wait;box-shadow:none;transform:none}.form-submit{border:0;width:100%}.form-note{color:var(--muted);text-align:center;margin:13px 0 0;font-size:.76rem}.form-honeypot{width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important;overflow:hidden!important}.form-error{color:#7b2727;background:#fff5f4;border:1px solid #b031312e;border-radius:14px;margin:0 0 18px;padding:15px 17px}.form-error strong{font-size:.76rem;display:block}.form-error p{margin:4px 0 0;font-size:.69rem;line-height:1.5}.form-error a{text-underline-offset:2px;font-weight:760;text-decoration:underline}.form-success-panel{flex-direction:column;justify-content:center;align-items:flex-start;min-height:620px;display:flex}.form-success-icon{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff;border-radius:50%;place-items:center;width:58px;height:58px;margin-bottom:24px;font-size:1.35rem;font-weight:850;display:grid;box-shadow:0 14px 32px #1686cf3d}.form-success-panel h2{letter-spacing:-.05em;max-width:610px;margin:0;font-size:clamp(2rem,3vw,2.75rem);font-weight:690;line-height:1.05}.form-success-panel>p:not(.form-kicker):not(.form-success-note){max-width:590px;color:var(--muted);margin:17px 0 0;font-size:.91rem}.form-success-steps{grid-template-columns:repeat(3,1fr);gap:9px;width:100%;margin:28px 0 18px;display:grid}.form-success-steps>div{background:var(--blue-soft);border:1px solid #1686cf1f;border-radius:15px;flex-direction:column;justify-content:space-between;min-height:96px;padding:15px;display:flex}.form-success-steps span{color:var(--blue);font-size:.62rem;font-weight:780}.form-success-steps strong{color:var(--blue-ink);font-size:.75rem}.form-success-note{color:var(--muted);margin:0;font-size:.69rem}.form-success-actions{flex-wrap:wrap;gap:10px;margin-top:28px;display:flex}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.form-loading{min-height:600px}.next-steps{grid-template-columns:.75fr 1fr;gap:9vw;display:grid}.next-steps ol{gap:10px;margin:0;padding:0;list-style:none;display:grid}.next-steps li{border:1px solid var(--line);background:#fff;border-radius:17px;grid-template-columns:42px 1fr;gap:16px;padding:21px;display:grid}.next-steps span{background:var(--blue-soft);width:34px;height:34px;color:var(--blue-deep);border-radius:11px;place-items:center;font-size:.7rem;font-weight:760;display:grid}.next-steps p{color:var(--muted);margin:0;font-size:.85rem}.review-hero{background:linear-gradient(145deg,#f7fcff 0%,#e7f7fd 58%,#d9f2fd 100%);align-items:center;min-height:710px;display:grid;position:relative;overflow:hidden}.review-hero:after{content:"";background:radial-gradient(circle,#48bde83d,#48bde800 70%);border-radius:50%;width:510px;height:510px;position:absolute;bottom:-180px;right:-110px}.review-hero-orbit{border:1px solid #1686cf21;border-radius:50%;position:absolute}.review-hero-orbit-one{width:620px;height:620px;top:-190px;right:-90px}.review-hero-orbit-two{width:430px;height:430px;top:-95px;right:90px}.review-hero-grid{z-index:1;grid-template-columns:1.07fr .72fr;align-items:center;gap:8vw;padding:96px 0;display:grid;position:relative}.review-hero-copy{max-width:760px}.review-hero-copy h1{letter-spacing:-.06em;margin:0;font-size:clamp(2.75rem,4.25vw,4.4rem);font-weight:705;line-height:.98}.review-hero-copy h1 em{background:linear-gradient(100deg, var(--blue-deep), var(--blue-bright));color:#0000;-webkit-background-clip:text;background-clip:text;margin-top:10px;font-style:normal;display:block}.review-hero-copy>p:not(.eyebrow):not(.micro-copy){max-width:690px;color:var(--muted);margin:29px 0 0;font-size:clamp(1.04rem,1.5vw,1.25rem)}.review-decision-card{border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#fffffff0;border:1px solid #073b601f;padding:32px}.review-decision-card .card-kicker{margin:0 0 14px}.review-decision-card>div{border-bottom:1px solid var(--line);grid-template-columns:34px 80px 1fr;align-items:center;gap:12px;padding:17px 0;display:grid}.review-decision-card>div span{background:var(--blue-soft);width:32px;height:32px;color:var(--blue-deep);border-radius:10px;place-items:center;font-size:.64rem;font-weight:780;display:grid}.review-decision-card>div strong{color:var(--blue-ink);font-size:.9rem}.review-decision-card>div small{color:var(--muted);font-size:.72rem;line-height:1.4}.review-decision-note{color:var(--muted);margin:20px 0 0;font-size:.7rem;line-height:1.55}.market-note-band{background:var(--blue-ink);color:#fff;padding:20px 0}.market-note-inner{grid-template-columns:auto 1fr auto;align-items:center;gap:26px;display:grid}.market-note-inner span{color:#8ddcf8;letter-spacing:.07em;text-transform:uppercase;white-space:nowrap;font-size:.65rem;font-weight:760}.market-note-inner p{color:#ffffffb8;margin:0;font-size:.76rem;line-height:1.5}.market-note-inner a{color:#fff;white-space:nowrap;font-size:.7rem;font-weight:700}.review-outcome-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.review-outcome-grid article{border:1px solid var(--line);background:#fbfcfd;border-radius:22px;flex-direction:column;min-height:285px;padding:31px;display:flex}.review-outcome-grid article:nth-child(2){background:var(--blue-soft);border-color:#1686cf1f}.review-outcome-grid span,.review-useful-grid span{color:var(--blue);font-size:.7rem;font-weight:790}.review-outcome-grid h3{letter-spacing:-.035em;margin:auto 0 10px;font-size:1.35rem;font-weight:670;line-height:1.15}.review-outcome-grid p{color:var(--muted);margin:0;font-size:.8rem}.review-check-section{background:linear-gradient(145deg,#edf8fc,#fff 70%)}.review-fit-layout{grid-template-columns:.72fr 1fr;align-items:start;gap:9vw;display:grid}.review-fit-layout>div:first-child{position:sticky;top:125px}.review-fit-layout .lead-paragraph{max-width:530px;color:var(--muted);font-size:1rem}.review-fit-layout .button{margin-top:13px}.review-checklist{gap:10px;display:grid}.review-checklist>div{background:#ffffffeb;border:1px solid #1686cf1c;border-radius:17px;grid-template-columns:38px 1fr;align-items:start;gap:15px;padding:21px;display:grid}.review-checklist span{background:var(--blue-soft);width:34px;height:34px;color:var(--blue-deep);border-radius:11px;place-items:center;font-size:.66rem;font-weight:780;display:grid}.review-checklist p{color:var(--muted);margin:0;font-size:.82rem}.review-checklist strong{color:var(--ink);font-size:.91rem}.review-useful-grid{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.review-useful-grid article{border:1px solid var(--line);background:#fff;border-radius:21px;flex-direction:column;min-height:285px;padding:28px;display:flex}.review-useful-grid h3{letter-spacing:-.03em;margin:auto 0 10px;font-size:1.17rem;font-weight:670;line-height:1.18}.review-useful-grid p{color:var(--muted);margin:0;font-size:.78rem}.review-cost-card{border-radius:var(--radius-xl);background:linear-gradient(145deg,#f1f9fc,#fff);border:1px solid #1686cf21;grid-template-columns:.9fr 1fr;gap:9vw;padding:48px;display:grid;box-shadow:0 18px 55px #0b456a12}.review-cost-card>div:last-child>p{color:var(--muted);margin-top:0}.foreign-hero{color:#fff;background:linear-gradient(145deg,#071d2c 0%,#073b60 52%,#087bbb 130%);padding:112px 0;position:relative;overflow:hidden}.foreign-hero:after{content:"";border:1px solid #8ddcf833;border-radius:50%;width:640px;height:640px;position:absolute;top:-320px;right:-210px;box-shadow:0 0 0 105px #48bde80a}.foreign-hero-grid{z-index:1;grid-template-columns:1.1fr .64fr;align-items:center;gap:8vw;display:grid;position:relative}.foreign-hero h1{letter-spacing:-.06em;max-width:820px;margin:0;font-size:clamp(2.75rem,4.2vw,4.35rem);font-weight:700;line-height:.98}.foreign-hero h1 em{color:#8ddcf8;margin-top:10px;font-style:normal;display:block}.foreign-hero-lead{color:#ffffffb3;max-width:720px;margin:29px 0 0;font-size:clamp(1.02rem,1.5vw,1.25rem)}.foreign-hero .button-ghost-light{color:#fff;background:#ffffff0f;border-color:#ffffff40}.foreign-hero .micro-copy{color:#ffffff7a}.foreign-snapshot{border-radius:var(--radius-lg);color:var(--ink);background:#fffffff2;border:1px solid #ffffff30;padding:32px;overflow:hidden;box-shadow:0 30px 80px #00000038}.foreign-snapshot .card-kicker{margin:0 0 20px}.foreign-snapshot ol{margin:0;padding:0;list-style:none;display:grid}.foreign-snapshot li{border-bottom:1px solid var(--line);grid-template-columns:33px 1fr;align-items:center;gap:12px;padding:14px 0;display:grid}.foreign-snapshot li span{color:var(--blue);font-size:.67rem;font-weight:780}.foreign-snapshot li strong{font-size:.85rem}.foreign-snapshot>div{background:var(--blue-soft);margin:24px -32px -32px;padding:20px 32px}.foreign-snapshot>div strong{color:var(--blue-ink);font-size:.8rem}.foreign-snapshot>div p{color:var(--muted);margin:3px 0 0;font-size:.72rem}.foreign-section-heading{grid-template-columns:1fr .7fr;align-items:end;gap:8vw;margin-bottom:47px;display:grid}.foreign-section-heading>p{color:var(--muted);margin:0}.status-grid{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.status-grid article{border:1px solid var(--line);background:#fbfcfd;border-radius:21px;flex-direction:column;min-height:285px;padding:28px;display:flex}.status-grid span{color:var(--blue);font-size:.7rem;font-weight:780}.status-grid h3{margin:auto 0 9px;font-size:1.15rem;line-height:1.18}.status-grid p{color:var(--muted);margin:0;font-size:.77rem}.foreign-rule-section{background:linear-gradient(150deg,#e8f7fd 0%,#f5fbfd 70%)}.foreign-rule-grid{grid-template-columns:1fr .68fr;align-items:center;gap:9vw;display:grid}.foreign-rule-grid>div:first-child>p:not(.eyebrow){color:#51616d}.source-stack{flex-wrap:wrap;gap:11px 22px;margin-top:27px;display:flex}.source-stack a{color:var(--blue-deep);font-size:.77rem;font-weight:700}.rule-callout{border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#fff;border:1px solid #1686cf21;padding:36px}.rule-callout>span{color:var(--blue);letter-spacing:.11em;text-transform:uppercase;font-size:.66rem;font-weight:790}.rule-callout h3{letter-spacing:-.045em;margin:30px 0 13px;font-size:1.75rem;line-height:1.08}.rule-callout>p:not(.inline-note){color:var(--muted);font-size:.86rem}.foreign-finance-grid{z-index:1;grid-template-columns:.7fr 1fr;align-items:center;gap:8vw;display:grid;position:relative}.foreign-finance-grid>div:first-child>p:not(.eyebrow){color:#ffffffa3;margin:27px 0 32px}.lvr-card{border-radius:var(--radius-lg);color:var(--ink);background:#fff;border:1px solid #ffffff29;overflow:hidden;box-shadow:0 28px 70px #0003}.lvr-scale{background:#eff7fb;min-height:125px;padding:25px 29px;position:relative;overflow:hidden}.lvr-scale span,.lvr-scale strong,.lvr-scale em{z-index:1;display:block;position:relative}.lvr-scale span{color:var(--muted);text-transform:uppercase;font-size:.66rem;font-weight:700}.lvr-scale strong{color:var(--blue-ink);margin-top:4px;font-size:2rem}.lvr-scale i{background:linear-gradient(90deg, var(--blue-deep), var(--blue-bright));height:10px;position:absolute;bottom:0;left:0}.lvr-scale em{color:var(--blue-deep);font-size:.7rem;font-style:normal;font-weight:700;position:absolute;bottom:20px;right:28px}.lvr-copy{padding:30px}.lvr-copy h3{letter-spacing:-.04em;margin:0;font-size:1.5rem}.lvr-copy ul{color:#3f4c56;margin:19px 0;padding-left:19px;font-size:.83rem}.lvr-copy li{margin-bottom:9px}.lvr-copy p{color:var(--muted);margin:0;font-size:.69rem}.duty-layers{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:28px;display:grid}.duty-layers article{background:#f8fcfe;border:1px solid #1686cf21;border-radius:17px;grid-template-columns:36px 1fr;gap:13px;padding:20px;display:grid}.duty-layers article>span{background:var(--blue-soft);width:34px;height:34px;color:var(--blue-deep);border-radius:11px;place-items:center;font-size:.66rem;font-weight:780;display:grid}.duty-layers strong{color:var(--blue-ink);font-size:.86rem}.duty-layers p{color:var(--muted);margin:4px 0 0;font-size:.72rem;line-height:1.5}.duty-example-note{border-left:3px solid var(--blue-bright);color:#52616c;background:#fff;border-radius:0 13px 13px 0;margin:0 0 18px;padding:16px 19px;font-size:.8rem}.surcharge-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.surcharge-grid article{border:1px solid var(--line);background:#fff;border-radius:22px;flex-direction:column;min-height:260px;padding:30px;display:flex}.surcharge-grid span{color:var(--blue-deep);letter-spacing:.1em;font-size:.7rem;font-weight:780}.surcharge-grid>article>strong{color:var(--blue);letter-spacing:-.055em;margin-top:27px;font-size:2.25rem}.surcharge-grid p{color:var(--muted);margin:13px 0 24px;font-size:.8rem;line-height:1.65}.surcharge-grid p b{color:var(--blue-ink)}.duty-source-links{flex-wrap:wrap;gap:8px 15px;margin-top:auto;display:flex}.duty-source-links a{color:var(--blue-deep);font-size:.68rem;font-weight:700}.document-layout{grid-template-columns:.72fr 1fr;gap:9vw;display:grid}.document-checklist{gap:10px;display:grid}.document-checklist>div{border:1px solid var(--line);background:#fbfcfd;border-radius:16px;grid-template-columns:34px 1fr;align-items:start;gap:14px;padding:19px;display:grid}.document-checklist span{background:var(--blue-soft);width:31px;height:31px;color:var(--blue-deep);border-radius:10px;place-items:center;font-size:.66rem;font-weight:760;display:grid}.document-checklist p{color:var(--muted);margin:2px 0 0;font-size:.82rem}.site-footer{color:#5c6b75;background:#eef7fb;padding:78px 0 30px}.footer-top{grid-template-columns:1.5fr .6fr 1fr;gap:8vw;padding-bottom:55px;display:grid}.footer-logo{width:230px}.footer-brand>p{max-width:410px;color:var(--blue-ink);letter-spacing:-.02em;margin-top:25px;font-size:1.08rem;font-weight:610}.footer-credential{align-items:center;gap:12px;margin-top:24px;display:flex}.footer-credential img{object-fit:contain;width:55px;height:55px}.footer-credential span{color:#697984;font-size:.65rem;line-height:1.45}.footer-column{flex-direction:column;gap:9px;display:flex}.footer-column h3{color:var(--blue-deep);letter-spacing:.12em;text-transform:uppercase;margin:0 0 8px;font-size:.64rem}.footer-column a,.footer-column span{font-size:.76rem}.footer-column a:hover{color:var(--blue-deep)}.footer-column .owner-login-link{color:var(--blue-deep);border-top:1px solid #073b601f;margin-top:4px;padding-top:10px;font-weight:760}.footer-legal{border-top:1px solid #073b601f;padding-top:28px}.footer-legal p{max-width:1040px;margin:0 0 8px;font-size:.61rem;line-height:1.6}.legal-links{color:#435560;gap:20px;margin-top:20px;font-size:.65rem;display:flex}.legal-links span{margin-left:auto}.concierge-shell{position:relative}.concierge-launcher{z-index:88;color:#fff;cursor:pointer;text-align:left;background:linear-gradient(135deg,#073b60,#087fbd);border:1px solid #ffffff61;border-radius:999px;align-items:center;gap:13px;min-width:310px;min-height:70px;padding:9px 18px 9px 9px;transition:transform .2s,box-shadow .2s;display:flex;position:fixed;bottom:22px;right:22px;box-shadow:0 18px 50px #042e4947}.concierge-launcher:hover{transform:translateY(-2px);box-shadow:0 22px 58px #042e4957}.concierge-launcher-avatar{background:#fff;border:2px solid #ffffffc7;border-radius:50%;flex:0 0 52px;width:52px;height:52px;position:relative;overflow:visible}.concierge-launcher-avatar img{border-radius:inherit;object-fit:cover;width:100%;height:100%;padding:0;display:block}.concierge-launcher-avatar i,.concierge-header div>span i{background:#42cf86;border-radius:50%;display:inline-block;box-shadow:0 0 0 3px #fff}.concierge-launcher-avatar i{width:10px;height:10px;position:absolute;bottom:2px;right:-1px}.concierge-launcher>span:last-child{gap:1px;min-width:0;display:grid}.concierge-launcher strong{letter-spacing:-.01em;font-size:.91rem}.concierge-launcher small{color:#ffffffb3;white-space:nowrap;font-size:.71rem}.concierge-shell.open .concierge-launcher{display:none}.concierge-panel{z-index:96;width:min(420px,100vw - 32px);height:min(760px,100dvh - 44px);color:var(--ink);background:#f6fafc;border:1px solid #073b6024;border-radius:25px;grid-template-rows:auto auto 1fr auto;display:grid;position:fixed;bottom:22px;right:22px;overflow:hidden;box-shadow:0 28px 90px #04273d52}.concierge-header{color:#fff;background:linear-gradient(135deg,#071d2c,#075f9f);grid-template-columns:48px 1fr auto 34px;align-items:center;gap:11px;min-height:78px;padding:12px 13px 12px 15px;display:grid}.concierge-header>img{object-fit:cover;background:#fff;border:2px solid #ffffffb8;border-radius:50%;width:46px;height:46px;padding:0}.concierge-header>div:nth-child(2){gap:3px;min-width:0;display:grid}.concierge-header strong{text-overflow:ellipsis;white-space:nowrap;font-size:.91rem;overflow:hidden}.concierge-header div>span{color:#ffffffb8;white-space:nowrap;align-items:center;gap:7px;font-size:.66rem;display:flex}.concierge-header div>span i{width:7px;height:7px;box-shadow:none}.concierge-language{background:#ffffff12;border:1px solid #ffffff24;border-radius:999px;gap:2px;padding:2px;display:flex}.concierge-language button{color:#ffffff94;min-width:31px;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:999px;padding:6px 7px;font-size:.6rem;font-weight:760}.concierge-language button.active{color:var(--blue-deep);background:#fff}.concierge-close{color:#fff;width:32px;height:32px;font:inherit;cursor:pointer;background:#ffffff14;border:0;border-radius:50%;padding:0;font-size:1.32rem;line-height:1}.concierge-compliance-strip{color:#49606f;background:#e8f5fb;border-bottom:1px solid #073b6014;padding:9px 17px;font-size:.72rem;line-height:1.45}.concierge-messages{overscroll-behavior:contain;scroll-behavior:smooth;min-height:0;padding:18px;overflow-y:auto}.concierge-message{background:#fff;border-radius:16px 16px 16px 5px;width:fit-content;max-width:89%;margin-bottom:11px;padding:12px 14px;box-shadow:0 5px 18px #073b6012}.concierge-message.user{background:var(--blue-deep);color:#fff;border-radius:16px 16px 5px;margin-left:auto}.concierge-message p{margin:0;font-size:.85rem;line-height:1.55}.concierge-message a{color:var(--blue-deep);margin-top:8px;font-size:.75rem;font-weight:740;display:inline-block}.concierge-message.user a{color:#fff}.concierge-menu{margin-top:14px;padding-top:4px}.concierge-menu>p:first-child{color:#526471;margin:0 0 10px;font-size:.79rem;font-weight:680}.concierge-topic-grid{gap:7px;display:grid}.concierge-topic-grid button{min-height:48px;color:var(--blue-ink);font:inherit;text-align:left;cursor:pointer;background:#fff;border:1px solid #1686cf2b;border-radius:13px;justify-content:space-between;align-items:center;gap:10px;padding:10px 13px;font-size:.82rem;font-weight:700;display:flex}.concierge-topic-grid button:hover,.concierge-topic-grid button:focus-visible{border-color:var(--blue);background:#edf9fe}.concierge-topic-grid button span{color:var(--blue);font-size:1rem}.concierge-faq-form{margin-top:15px}.concierge-faq-form label{color:#526471;margin-bottom:7px;font-size:.76rem;font-weight:680;display:block}.concierge-faq-form>div,.concierge-answer-form{grid-template-columns:1fr 43px;gap:7px;display:grid}.concierge-faq-form input,.concierge-answer-form input{width:100%;min-width:0;height:45px;color:var(--ink);font:inherit;background:#fff;border:1px solid #cad7de;border-radius:12px;outline:0;padding:0 13px;font-size:.83rem}.concierge-faq-form input:focus,.concierge-answer-form input:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1686cf1c}.concierge-faq-form button,.concierge-answer-form>button{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff;width:43px;height:43px;font:inherit;cursor:pointer;border:0;border-radius:12px;padding:0;font-size:1.05rem}.concierge-privacy-note{color:#75838c;margin:11px 0 0;font-size:.69rem;line-height:1.45}.concierge-question-card,.concierge-review-card,.concierge-success-card{background:#fff;border:1px solid #1686cf26;border-radius:17px;margin-top:15px;padding:16px;box-shadow:0 8px 26px #073b6012}.concierge-progress{background:#e4edf2;border-radius:99px;height:5px;margin-bottom:10px;overflow:hidden}.concierge-progress span{border-radius:inherit;background:linear-gradient(90deg, var(--blue-bright), var(--blue));height:100%;transition:width .25s;display:block}.concierge-question-card>small{color:var(--blue);letter-spacing:.06em;text-transform:uppercase;margin-bottom:7px;font-size:.69rem;font-weight:770;display:block}.concierge-question-card>strong{color:var(--blue-ink);margin-bottom:13px;font-size:.91rem;line-height:1.45;display:block}.concierge-choice-list{gap:7px;display:grid}.concierge-choice-list button{color:#344954;min-height:44px;font:inherit;text-align:left;cursor:pointer;background:#f9fcfd;border:1px solid #d4e0e6;border-radius:11px;padding:9px 11px;font-size:.8rem;font-weight:620}.concierge-choice-list button:hover,.concierge-choice-list button:focus-visible{border-color:var(--blue);color:var(--blue-deep);background:#eaf7fd}.concierge-input-wrap{position:relative}.concierge-input-wrap.money:before{content:"$";z-index:1;color:#70818b;font-size:.79rem;position:absolute;top:11px;left:13px}.concierge-input-wrap.rate:after{content:"%";z-index:1;color:#70818b;font-size:.79rem;position:absolute;top:11px;right:13px}.concierge-input-wrap.money input{padding-left:27px}.concierge-input-wrap.rate input{padding-right:29px}.concierge-error{color:#8c3030;background:#fff0f0;border-radius:10px;margin:9px 0 0;padding:9px 10px;font-size:.74rem;line-height:1.45}.concierge-text-button{color:var(--blue-deep);font:inherit;cursor:pointer;background:0 0;border:0;margin:10px 0 0;padding:0;font-size:.72rem;font-weight:720}.concierge-review-card>strong{color:var(--blue-ink);font-size:.89rem}.concierge-review-card dl{border-top:1px solid var(--line);max-height:230px;margin:12px 0;overflow-y:auto}.concierge-review-card dl>div{border-bottom:1px solid var(--line);grid-template-columns:.85fr 1.15fr;gap:12px;padding:8px 0;display:grid}.concierge-review-card dt,.concierge-review-card dd{margin:0;font-size:.72rem;line-height:1.42}.concierge-review-card dt{color:#74828b}.concierge-review-card dd{overflow-wrap:anywhere;color:#304650;font-weight:650}.concierge-data-note{color:#687984;margin:10px 0;font-size:.7rem;line-height:1.45}.concierge-consent{grid-template-columns:18px 1fr;align-items:start;gap:8px;margin-top:10px;display:grid}.concierge-consent input{width:17px;height:17px;accent-color:var(--blue);margin:2px 0 0}.concierge-consent span{color:#52636d;font-size:.73rem;line-height:1.45}.concierge-primary{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff;width:100%;min-height:45px;font:inherit;cursor:pointer;border:0;border-radius:12px;margin-top:12px;padding:10px 15px;font-size:.82rem;font-weight:760}.concierge-primary:disabled{cursor:wait;opacity:.64}.concierge-success-card{text-align:center}.concierge-success-card>span{color:#12814b;background:#e1f7eb;border-radius:50%;place-items:center;width:45px;height:45px;margin:0 auto 10px;font-size:1.15rem;font-weight:800;display:grid}.concierge-success-card>strong{color:var(--blue-ink);font-size:.94rem}.concierge-success-card p{color:#61727c;margin:7px 0 0;font-size:.79rem;line-height:1.5}.concierge-footer{color:#8a969d;background:#fff;border-top:1px solid #073b6017;justify-content:center;align-items:center;gap:7px;min-height:40px;padding:8px 14px;font-size:.68rem;display:flex}.concierge-footer a{color:#526c7a;font-weight:650}.partner-hero{color:#fff;background:linear-gradient(145deg,#071d2c 0%,#073b60 62%,#087fbd 140%);padding:105px 0 110px;overflow:hidden}.partner-hero-grid{grid-template-columns:1.08fr .72fr;align-items:center;gap:7vw;display:grid}.partner-hero h1{letter-spacing:-.06em;max-width:800px;margin:0;font-size:clamp(2.7rem,4.35vw,4.6rem);font-weight:710;line-height:1}.partner-hero-grid>div>p:not(.eyebrow){color:#ffffffbf;max-width:710px;margin:26px 0 0;font-size:1.08rem}.partner-options-link{color:#ffffffbd;text-underline-offset:4px;margin-top:16px;font-size:.78rem;font-weight:680;text-decoration:underline;display:inline-flex}.partner-login-note{color:#ffffff91;max-width:600px;margin-top:10px;font-size:.72rem;display:block}.partner-hero-card{-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#ffffff17;border:1px solid #ffffff2e;border-radius:28px;padding:34px;box-shadow:0 30px 80px #0003}.partner-hero-card>span{color:#8ddcf8;letter-spacing:.1em;text-transform:uppercase;font-size:.76rem;font-weight:760}.partner-hero-card>strong{margin-top:15px;font-size:1.55rem;line-height:1.25;display:block}.partner-hero-card ul{color:#ffffffbf;gap:12px;margin:25px 0 0;padding:0;font-size:.9rem;list-style:none;display:grid}.partner-hero-card li:before{content:"✓";color:#8ddcf8;margin-right:10px;font-weight:850}.compact-heading{max-width:780px;margin-bottom:38px}.compact-heading h2{letter-spacing:-.05em;margin:0;font-size:clamp(2.05rem,3.2vw,3.35rem);line-height:1.06}.partner-option-grid{grid-template-columns:repeat(2,1fr);gap:17px;display:grid}.partner-option{border:1px solid var(--line);background:#fff;border-radius:30px;flex-direction:column;min-height:470px;padding:38px;display:flex;box-shadow:0 20px 60px #073b6012}.partner-option.featured{background:linear-gradient(145deg,#e7f7fd,#fff 74%);border-color:#1686cf2e}.partner-option-top{justify-content:space-between;align-items:center;min-height:64px;display:flex}.partner-option-top span{color:var(--blue);font-size:.82rem;font-weight:800}.partner-option-top .professional-shield{color:#fff;clip-path:polygon(50% 0,91% 16%,85% 68%,50% 100%,15% 68%,9% 16%);filter:drop-shadow(0 12px 14px #0456893b);background:linear-gradient(145deg,#31b9e4 0%,#0b78bd 58%,#064d80 100%);flex:none;place-items:center;width:58px;height:64px;display:grid}.partner-option-top .professional-shield:after{content:"✓";border:2px solid #ffffffe0;border-radius:50%;place-items:center;width:28px;height:28px;font-size:1rem;font-weight:900;line-height:1;display:grid}.partner-option-top .network-people{background:linear-gradient(145deg,#edf9fd,#d5f0fa);border:1px solid #1686cf33;border-radius:20px;flex:none;width:58px;height:64px;display:block;position:relative;overflow:hidden;box-shadow:0 12px 24px #0456891f}.partner-option-top .network-people:before{content:"";background:#0878bb;border-radius:50%;width:14px;height:14px;position:absolute;top:13px;left:50%;transform:translate(-50%);box-shadow:-17px 6px 0 -2px #47bde3,17px 6px 0 -2px #47bde3}.partner-option-top .network-people:after{content:"";background:#0878bb;border-radius:18px 18px 9px 9px;height:21px;position:absolute;bottom:11px;left:10px;right:10px;box-shadow:-13px 5px 0 -5px #47bde3,13px 5px 0 -5px #47bde3}.partner-option-top small{background:var(--blue-soft);color:var(--blue-deep);border-radius:999px;padding:7px 12px;font-size:.75rem;font-weight:760}.partner-reward-highlight{box-sizing:border-box;background:#ffffffc7;border:1px solid #1686cf2b;border-radius:22px;grid-template-rows:auto 1fr auto;width:100%;min-height:159px;margin:36px 0 30px;padding:22px 24px;display:grid}.partner-reward-highlight.network{background:#f4f9fc}.partner-reward-highlight>span{color:#56717f;letter-spacing:.08em;text-transform:uppercase;font-size:.76rem;font-weight:760}.partner-reward-highlight strong{color:var(--blue-deep);letter-spacing:-.07em;margin-top:2px;font-size:clamp(3rem,6vw,4.35rem);line-height:.95}.partner-reward-highlight small{color:#48616e;margin-top:8px;font-size:.82rem;font-weight:700}.partner-option h3{letter-spacing:-.05em;margin:0 0 13px;font-size:clamp(1.8rem,2.5vw,2.5rem)}.partner-option p{color:var(--muted);margin:0}.partner-option ul{border-top:1px solid var(--line);color:#3f5260;gap:10px;margin:24px 0 0;padding:20px 0 0;font-size:.88rem;list-style:none;display:grid}.partner-option li:before{content:"✓";color:var(--blue);margin-right:9px;font-weight:850}.partner-reward-disclosure{max-width:840px;color:var(--muted);text-align:center;margin:22px auto 0;font-size:.78rem}.partner-reward-disclosure a{color:var(--blue-deep);text-underline-offset:3px;font-weight:750;text-decoration:underline}.simple-process{grid-template-columns:.66fr 1fr;gap:9vw;display:grid}.simple-process ol{gap:10px;margin:0;padding:0;list-style:none;display:grid}.simple-process li{border:1px solid var(--line);background:#fbfdfe;border-radius:19px;grid-template-columns:48px 1fr;gap:18px;padding:24px;display:grid}.simple-process li>span{background:var(--blue-soft);width:42px;height:42px;color:var(--blue-deep);border-radius:13px;place-items:center;font-weight:800;display:grid}.simple-process h3{margin:0;font-size:1.1rem}.simple-process li p{color:var(--muted);margin:5px 0 0;font-size:.9rem}.section-soft-blue{background:#eaf7fd}.partner-protection{grid-template-columns:.8fr 1fr;align-items:start;gap:9vw;display:grid}.partner-protection h2,.reward-summary h2{letter-spacing:-.05em;margin:0;font-size:clamp(2.05rem,3.2vw,3.35rem);line-height:1.06}.partner-protection>div:last-child{background:#fff;border:1px solid #1686cf24;border-radius:22px;padding:29px}.partner-protection p{color:#3e5665;margin:0;font-size:1rem}.partner-protection small{color:var(--muted);margin-top:15px;font-size:.8rem;display:block}.reward-summary{grid-template-columns:.7fr 1fr;gap:7vw;display:grid}.reward-stage-grid{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.reward-stage-grid article{border:1px solid var(--line);background:#fff;border-radius:22px;flex-direction:column;min-height:230px;padding:27px;display:flex}.reward-stage-grid span{color:var(--blue-deep);text-transform:uppercase;letter-spacing:.08em;font-size:.76rem;font-weight:780}.reward-stage-grid strong{letter-spacing:-.05em;margin-top:auto;font-size:2.2rem}.reward-stage-grid p{color:var(--muted);margin:6px 0 0;font-size:.82rem}.reward-fineprint{border-top:1px solid var(--line);color:var(--muted);grid-column:1/-1;margin:0;padding-top:21px;font-size:.78rem}.quiet-light-link{color:#fff;text-underline-offset:4px;font-size:.85rem;text-decoration:underline}.referral-shell{background:linear-gradient(145deg,#071d2c,#075f9f);place-items:center;min-height:100dvh;padding:60px 20px;display:grid}.referral-card{background:#fff;border-radius:32px;width:min(820px,100%);padding:45px;box-shadow:0 35px 100px #00000042}.referral-card>img{width:230px;margin-bottom:38px}.referral-card h1{letter-spacing:-.055em;max-width:700px;margin:0;font-size:clamp(2.25rem,4vw,3.5rem);line-height:1.03}.referral-card h1 em{color:var(--blue);font-style:normal}.referral-card>p:not(.eyebrow):not(.referral-protection){color:var(--muted)}.referral-choice-grid{grid-template-columns:repeat(2,1fr);gap:10px;margin-top:29px;display:grid}.referral-choice-grid a{border:1px solid var(--line);background:#f9fbfc;border-radius:18px;flex-direction:column;min-height:140px;padding:19px;transition:transform .2s,border-color .2s,background .2s;display:flex}.referral-choice-grid a:hover{background:var(--blue-soft);border-color:#1686cf61;transform:translateY(-2px)}.referral-choice-grid span{color:var(--blue);font-size:.72rem;font-weight:800}.referral-choice-grid strong{color:var(--blue-ink);margin-top:auto}.referral-choice-grid small{color:var(--muted);margin-top:3px;font-size:.76rem}.referral-disclosure{background:var(--blue-soft);border-radius:16px;margin-top:22px;padding:18px 20px}.referral-disclosure strong{color:var(--blue-ink);font-size:.84rem}.referral-disclosure p{color:#4e6877;margin:5px 0 0;font-size:.8rem}.referral-protection{color:#1d6850;margin:15px 0 0;font-size:.8rem;font-weight:650}.referral-loading,.referral-missing{text-align:center;place-content:center;gap:12px;min-height:100dvh;padding:30px;display:grid}.referral-form-banner,.assisted-form-banner{background:var(--blue-soft);border:1px solid #1686cf29;border-radius:15px;margin-bottom:18px;padding:16px}.referral-form-banner{grid-template-columns:34px 1fr;gap:12px;display:grid}.referral-form-banner>span{width:34px;height:34px;color:var(--blue-deep);background:#fff;border-radius:11px;place-items:center;font-weight:800;display:grid}.referral-form-banner strong,.assisted-form-banner strong{color:var(--blue-ink);font-size:.88rem}.referral-form-banner p,.assisted-form-banner p{color:#536e7d;margin:4px 0 0;font-size:.78rem;line-height:1.48}.assisted-form-banner{background:#fff8e8;border-color:#d0922133}.partner-login-main{background:linear-gradient(135deg,#edf8fc 0%,#f7fafb 55%,#fff 100%);min-height:72vh;padding:66px 0 82px}.partner-login-shell{grid-template-columns:minmax(0,.9fr) minmax(420px,.65fr);align-items:center;gap:clamp(45px,8vw,110px);display:grid}.partner-login-copy{max-width:640px}.partner-login-copy h1{max-width:620px;color:var(--blue-deep);letter-spacing:-.06em;margin:0;font-size:clamp(2.7rem,5vw,4.8rem);line-height:.98}.partner-login-copy>p:not(.eyebrow){max-width:560px;color:var(--muted);margin:22px 0 0;font-size:1.02rem;line-height:1.65}.partner-login-copy ul{gap:9px;margin:27px 0 0;padding:0;list-style:none;display:grid}.partner-login-copy li{color:#3e5968;grid-template-columns:24px 1fr;align-items:center;font-size:.86rem;display:grid}.partner-login-copy li:before{content:"✓";color:#1d6850;background:#dff5ed;border-radius:999px;place-items:center;width:20px;height:20px;font-size:.7rem;font-weight:900;display:grid}.partner-login-card{background:#fff;border:1px solid #073b601f;border-radius:25px;padding:31px;box-shadow:0 18px 55px #073b6017}.partner-login-brand{color:#fff;letter-spacing:.04em;background:linear-gradient(145deg,#1686cf,#073b60);border-radius:15px;place-items:center;width:50px;height:50px;margin-bottom:20px;font-size:.76rem;font-weight:850;display:grid}.partner-login-card h2{color:var(--blue-deep);letter-spacing:-.045em;margin:0;font-size:2rem}.partner-login-form>p{color:var(--muted);margin:10px 0 20px;font-size:.81rem;line-height:1.55}.partner-login-form label{gap:7px;display:grid}.partner-login-form label>span{color:var(--blue-ink);font-size:.74rem;font-weight:750}.partner-login-form input{width:100%;min-height:52px;color:var(--ink);font:inherit;background:#fbfcfd;border:1px solid #cbd9e0;border-radius:12px;outline:0;padding:13px 14px}.partner-login-form input:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1686cf1a}.partner-login-form .button{cursor:pointer;border:0;justify-content:center;width:100%;min-height:50px;margin-top:13px}.partner-login-form .button:disabled{opacity:.62;cursor:wait}.partner-otp-input{letter-spacing:.25em;text-align:center;font-variant-numeric:tabular-nums;font-weight:780;font-size:1.35rem!important}.partner-login-secondary{justify-content:space-between;gap:14px;margin-top:13px;display:flex}.partner-login-secondary button,.partner-sign-out{color:var(--blue-deep);font:inherit;text-underline-offset:3px;cursor:pointer;background:0 0;border:0;padding:0;font-size:.72rem;font-weight:720;text-decoration:underline}.partner-login-secondary button:disabled,.partner-sign-out:disabled{opacity:.55;cursor:wait}.partner-login-error{color:#8b2e2e;background:#fff0f0;border-radius:11px;margin:15px 0 0;padding:11px 13px;font-size:.76rem}.partner-login-privacy{border-top:1px solid var(--line);color:#71808a;margin:18px 0 0;padding-top:15px;font-size:.69rem;line-height:1.48}.partner-login-privacy a,.partner-login-back{color:var(--blue-deep);text-underline-offset:2px;font-weight:700;text-decoration:underline}.partner-login-back{margin-top:13px;font-size:.72rem;display:inline-block}.portal-main{background:#f2f7fa;min-height:75vh;padding:65px 0 90px}.portal-loading,.access-denied{text-align:center;min-height:430px;color:var(--muted);place-content:center;display:grid}.portal-onboarding{grid-template-columns:.75fr 1fr;align-items:start;gap:8vw;display:grid}.portal-intro{padding-top:35px}.portal-intro h1,.dashboard-welcome h1,.admin-dashboard>header h1{letter-spacing:-.055em;margin:0;font-size:clamp(2.35rem,4vw,3.75rem);line-height:1.03}.portal-intro>p:not(.eyebrow){color:var(--muted)}.portal-intro small{color:#71808a}.portal-intro .partner-sign-out{color:var(--muted);margin-top:8px;display:block}.portal-form{border:1px solid var(--line);background:#fff;border-radius:26px;padding:34px;box-shadow:0 18px 55px #073b6014}.portal-form fieldset{border:0;margin:0 0 18px;padding:0}.portal-form legend,.portal-form label>span,.compact-referral-form label>span,.payout-form label>span,.admin-controls label>span{color:var(--blue-ink);margin-bottom:7px;font-size:.75rem;font-weight:750;display:block}.portal-choice{border:1px solid var(--line);cursor:pointer;border-radius:14px;grid-template-columns:22px 1fr;padding:15px;gap:10px!important;display:grid!important}.portal-choice input{margin-top:3px;width:18px!important;min-height:18px!important}.portal-choice strong,.portal-choice small{display:block}.portal-choice small{color:var(--muted);margin-top:3px;font-size:.76rem}.portal-form label{gap:6px;margin-bottom:16px;display:grid}.portal-form input,.portal-form select,.compact-referral-form input,.compact-referral-form select,.payout-form input,.payout-form select,.admin-filters input,.admin-filters select,.admin-controls input,.admin-controls select{width:100%;min-height:50px;color:var(--ink);background:#fbfcfd;border:1px solid #ccd8df;border-radius:11px;outline:0;padding:12px 13px}.portal-form input:focus,.portal-form select:focus,.compact-referral-form input:focus,.compact-referral-form select:focus,.payout-form input:focus,.payout-form select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1686cf1a}.portal-form .consent-line{grid-template-columns:19px 1fr;align-items:start;gap:10px;display:grid}.portal-form .consent-line input{width:18px;min-height:18px;margin-top:3px}.portal-form .consent-line span{color:var(--muted);font-size:.78rem;font-weight:500}.portal-error{color:#812e2e;background:#fff1f1;border-radius:12px;padding:13px 15px;font-size:.82rem}.dashboard-welcome,.admin-dashboard>header{justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:30px;display:flex}.dashboard-welcome p,.admin-dashboard>header p{color:var(--muted);margin:8px 0 0}.partner-quickstart{background:linear-gradient(145deg,#e6f7fd,#fff 78%);border:1px solid #1686cf26;border-radius:22px;grid-template-columns:.65fr 1.35fr;align-items:center;gap:30px;margin-bottom:18px;padding:24px;display:grid}.partner-quickstart h2{letter-spacing:-.045em;margin:0;font-size:1.65rem;line-height:1.06}.partner-quickstart ol{grid-template-columns:repeat(3,1fr);gap:9px;margin:0;padding:0;list-style:none;display:grid}.partner-quickstart li{background:#ffffffc7;border:1px solid #073b6014;border-radius:14px;grid-template-columns:30px 1fr;align-items:start;gap:10px;min-height:112px;padding:14px;display:grid}.partner-quickstart li>span{background:var(--blue-deep);color:#fff;border-radius:9px;place-items:center;width:29px;height:29px;font-size:.72rem;font-weight:800;display:grid}.partner-quickstart strong,.partner-quickstart small{display:block}.partner-quickstart strong{color:var(--blue-deep);font-size:.79rem}.partner-quickstart small{color:var(--muted);margin-top:4px;font-size:.68rem;line-height:1.42}.dashboard-account{border:1px solid var(--line);background:#fff;border-radius:16px;min-width:230px;padding:17px;display:grid}.dashboard-account span{color:var(--muted);font-size:.7rem}.dashboard-account strong{color:var(--blue-deep);font-size:1.05rem}.dashboard-account .partner-sign-out{color:var(--muted);justify-self:start;margin-top:8px}.protection-banner{background:#eaf8f2;border:1px solid #1d68502e;border-radius:18px;grid-template-columns:42px 1fr;gap:14px;margin-bottom:18px;padding:19px;display:grid}.protection-banner>span{color:#1d6850;background:#fff;border-radius:13px;place-items:center;width:40px;height:40px;font-weight:900;display:grid}.protection-banner p{color:#4f6c62;margin:3px 0 0;font-size:.8rem}.dashboard-stat-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:17px;display:grid}.dashboard-stat-grid article{border:1px solid var(--line);background:#fff;border-radius:18px;padding:23px;display:grid}.dashboard-stat-grid span{color:var(--muted);font-size:.76rem}.dashboard-stat-grid strong{letter-spacing:-.04em;margin-top:8px;font-size:1.8rem}.dashboard-grid{grid-template-columns:1fr 1fr;gap:17px;margin-bottom:17px;display:grid}.dashboard-panel{border:1px solid var(--line);background:#fff;border-radius:22px;padding:28px;box-shadow:0 10px 35px #073b600d}.dashboard-panel h2{letter-spacing:-.045em;margin:0 0 10px;font-size:1.65rem}.panel-title{justify-content:space-between;align-items:flex-start;gap:20px;display:flex}.copy-toast{color:#1d6850;background:#eaf8f2;border-radius:999px;padding:6px 9px;font-size:.7rem;font-weight:700}.share-link{background:#f8fafb;border:1px solid #d4e0e6;border-radius:12px;grid-template-columns:1fr auto;gap:8px;padding:8px 8px 8px 13px;display:grid}.share-link span{color:#4f6471;text-overflow:ellipsis;white-space:nowrap;align-self:center;font-size:.75rem;overflow:hidden}.share-link button{background:var(--blue-deep);color:#fff;cursor:pointer;border:0;border-radius:9px;min-width:70px;font-size:.76rem;font-weight:740}.deep-link-grid{grid-template-columns:repeat(2,1fr);gap:8px;margin-top:11px;display:grid}.deep-link-grid button{background:var(--blue-soft);min-height:44px;color:var(--blue-deep);cursor:pointer;border:1px solid #1686cf29;border-radius:11px;padding:8px;font-size:.76rem;font-weight:720}.dashboard-helper{color:var(--muted);font-size:.76rem;line-height:1.5}.compact-referral-form label,.payout-form label{gap:6px;margin-bottom:13px;display:grid}.mini-check{grid-template-columns:18px 1fr;align-items:start;gap:9px!important;display:grid!important}.mini-check input{margin-top:3px;width:17px!important;min-height:17px!important}.mini-check span{color:var(--muted)!important;font-size:.75rem!important;font-weight:500!important}.created-referral{background:#eaf8f2;border-radius:15px;margin-top:18px;padding:17px}.created-referral p{color:#526e64;margin:3px 0 12px;font-size:.78rem}.created-referral>a{color:#1d6850;margin-top:10px;font-size:.78rem;font-weight:750;display:inline-block}.referral-progress{margin-bottom:17px}.referral-progress .panel-title>span{color:var(--muted);font-size:.76rem}.referral-table{border-top:1px solid var(--line)}.referral-row{border-bottom:1px solid var(--line);grid-template-columns:1fr auto 1fr;align-items:center;gap:18px;padding:16px 0;display:grid}.referral-row strong,.referral-row small{display:block}.referral-row small{color:var(--muted);margin-top:2px;font-size:.72rem}.status-pill{background:var(--blue-soft);color:var(--blue-deep);text-transform:capitalize;border-radius:999px;padding:7px 10px;font-size:.7rem;font-weight:730}.status-not_eligible{color:#8b2e2e;background:#fff0f0}.status-reward_completed,.status-stage_1_paid{color:#1d6850;background:#eaf8f2}.reward-cell{text-align:right}.empty-dashboard{text-align:center;color:var(--muted);padding:38px 10px}.payout-panel summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;list-style:none;display:flex}.payout-panel summary::-webkit-details-marker{display:none}.payout-panel summary>span{color:var(--blue-deep);font-size:.78rem;font-weight:720}.payout-form{border-top:1px solid var(--line);margin-top:25px;padding-top:24px}.passive-referral-panel{margin-top:18px}.passive-tool-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-top:20px;display:grid}.passive-tool-grid>section{border:1px solid var(--line);background:#f8fbfc;border-radius:16px;flex-direction:column;min-width:0;padding:17px;display:flex}.passive-tool-grid strong,.passive-tool-grid small{display:block}.passive-tool-grid strong{color:var(--blue-deep);font-size:.9rem}.passive-tool-grid small{min-height:34px;color:var(--muted);margin-top:3px;font-size:.69rem;line-height:1.4}.passive-tool-grid pre{color:#354c59;white-space:pre-wrap;overflow-wrap:anywhere;background:#fff;border-radius:11px;height:175px;margin:14px 0;padding:13px;font:11px/1.52 ui-monospace,SFMono-Regular,Menlo,monospace;overflow:auto}.passive-tool-grid button{background:var(--blue-deep);color:#fff;min-height:42px;font:inherit;cursor:pointer;border:0;border-radius:10px;margin-top:auto;font-size:.74rem;font-weight:760}.passive-tool-grid button:hover{background:#0a527f}.passive-compliance-note{color:var(--muted);margin:15px 0 0;font-size:.71rem}.partner-terms-panel summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;list-style:none;display:flex}.partner-terms-panel summary::-webkit-details-marker{display:none}.partner-terms-panel summary>span{color:var(--blue-deep);font-size:.78rem;font-weight:720}.partner-terms-body{border-top:1px solid var(--line);color:var(--muted);margin-top:22px;padding-top:20px;font-size:.82rem}.partner-terms-body p{margin:0 0 10px}.partner-terms-body a{color:var(--blue-deep);text-underline-offset:3px;font-weight:760;text-decoration:underline}.admin-count{text-align:right;background:var(--blue-deep);color:#fff;border-radius:17px;min-width:140px;padding:17px;display:grid}.admin-count strong{font-size:1.8rem}.admin-count span{color:#ffffffb8;font-size:.72rem}.owner-app-panel{background:linear-gradient(145deg,#e6f7fd,#fff 72%);border:1px solid #1389c830;border-radius:20px;grid-template-columns:auto 1fr auto;align-items:center;gap:17px;margin:0 0 22px;padding:20px;display:grid;box-shadow:0 14px 40px #073b600f}.owner-app-icon{color:#fff;background:linear-gradient(145deg,#2db9e4,#0874b6);border-radius:15px;place-items:center;width:52px;height:52px;font-size:1.35rem;font-weight:850;display:grid;box-shadow:0 10px 20px #0874b633}.owner-app-copy strong{color:var(--blue-deep);font-size:1rem;display:block}.owner-app-copy p{color:var(--muted);margin:4px 0 0;font-size:.78rem}.owner-app-copy small{color:#17628f;margin-top:7px;font-size:.72rem;font-weight:650;display:block}.owner-app-actions{gap:8px;display:flex}.owner-app-actions .button{white-space:nowrap;min-height:46px;padding:0 17px}.owner-app-actions .button:disabled{opacity:.65;cursor:default}.admin-filters{grid-template-columns:1fr 230px;gap:10px;margin-bottom:17px;display:grid}.admin-lead-list{gap:12px;display:grid}.admin-lead-card{border:1px solid var(--line);background:#fff;border-radius:20px;padding:24px}.admin-lead-card>header{justify-content:space-between;align-items:start;gap:20px;display:flex}.admin-lead-card h3{margin:7px 0 0;font-size:1.45rem}.admin-lead-card header p{color:var(--muted);margin:2px 0 0;font-size:.76rem}.priority-badge{color:#52636d;background:#eef2f4;border-radius:999px;padding:5px 8px;font-size:.66rem;font-weight:760;display:inline-block}.priority-hot-call-asap-{color:#a83d2d;background:#fff0ee}.priority-warm-priority-{color:#8a6319;background:#fff8e8}.admin-source{background:var(--blue-soft);max-width:260px;color:var(--blue-deep);border-radius:999px;padding:7px 10px;font-size:.72rem;font-weight:720}.admin-contact{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:#425661;flex-wrap:wrap;gap:15px;margin:16px 0;padding:13px 0;font-size:.78rem;display:flex}.admin-controls{grid-template-columns:1.5fr repeat(3,.65fr) auto;align-items:end;gap:9px;display:grid}.admin-controls button{background:var(--blue-deep);color:#fff;cursor:pointer;border:0;border-radius:11px;min-height:50px;padding:0 18px;font-weight:730}.admin-lead-card details{margin-top:16px}.admin-lead-card summary{color:var(--blue-deep);cursor:pointer;font-size:.78rem;font-weight:730}.admin-detail-grid{grid-template-columns:repeat(3,1fr);gap:8px;margin-top:15px;display:grid}.admin-detail-grid>div{background:#f5f8fa;border-radius:10px;padding:11px}.admin-detail-grid span,.admin-detail-grid strong{overflow-wrap:anywhere;display:block}.admin-detail-grid span{color:var(--muted);text-transform:capitalize;font-size:.66rem}.admin-detail-grid strong{color:#2e4551;margin-top:3px;font-size:.76rem}.admin-lead-card pre{color:#e9f6fc;white-space:pre-wrap;background:#071d2c;border-radius:12px;max-height:350px;margin:13px 0 0;padding:15px;font:12px/1.55 ui-monospace,SFMono-Regular,Menlo,monospace;overflow:auto}.crm-compliance-banner{background:#fff9ea;border:1px solid #a66d1530;border-radius:17px;grid-template-columns:auto 1fr;align-items:start;gap:13px;margin-bottom:17px;padding:17px 19px;display:grid}.crm-compliance-banner>span{color:#67480e;text-transform:uppercase;background:#f4d27f;border-radius:8px;padding:6px 8px;font-size:.65rem;font-weight:850}.crm-compliance-banner p{color:#675a3f;margin:0;font-size:.76rem;line-height:1.55}.crm-compliance-banner a{color:#79530a;text-underline-offset:2px;margin-left:7px;font-weight:750;text-decoration:underline}.crm-kpi-grid{grid-template-columns:repeat(6,1fr);gap:9px;margin-bottom:17px;display:grid}.crm-kpi-grid article{border:1px solid var(--line);background:#fff;border-radius:16px;min-width:0;padding:18px;display:grid}.crm-kpi-grid article.attention{background:#fff5f3;border-color:#e9b7ae}.crm-kpi-grid article.won{background:#effaf6;border-color:#b7dfd2}.crm-kpi-grid span{color:var(--muted);font-size:.68rem;font-weight:700}.crm-kpi-grid strong{color:var(--blue-deep);letter-spacing:-.04em;margin:5px 0 2px;font-size:1.75rem}.crm-kpi-grid small{color:#71808a;font-size:.63rem}.crm-top-tools{grid-template-columns:1.2fr .8fr;align-items:start;gap:12px;margin-bottom:17px;display:grid}.crm-top-tools .dashboard-panel{padding:21px}.crm-add-lead summary,.source-scoreboard summary{cursor:pointer;justify-content:space-between;align-items:center;gap:18px;list-style:none;display:flex}.crm-add-lead summary::-webkit-details-marker{display:none}.source-scoreboard summary::-webkit-details-marker{display:none}.crm-add-lead summary h2,.source-scoreboard summary h2{margin:0;font-size:1.25rem}.crm-add-lead summary>span,.source-scoreboard summary>span{background:var(--blue-soft);color:var(--blue-deep);white-space:nowrap;border-radius:999px;padding:7px 10px;font-size:.7rem;font-weight:780}.crm-add-form,.source-table{border-top:1px solid var(--line);margin-top:20px;padding-top:19px}.crm-form-grid{gap:9px;display:grid}.crm-form-grid.three{grid-template-columns:repeat(3,1fr)}.crm-form-grid.two{grid-template-columns:repeat(2,1fr)}.crm-form-grid+.crm-form-grid{margin-top:9px}.crm-add-form label,.follow-up-form label{min-width:0;display:block}.crm-add-form label>span,.follow-up-form label>span{color:var(--blue-ink);margin-bottom:6px;font-size:.7rem;font-weight:760;display:block}.crm-add-form input,.crm-add-form select,.crm-add-form textarea,.follow-up-form input,.follow-up-form select,.follow-up-form textarea,.call-coach select{width:100%;min-height:46px;color:var(--ink);font:inherit;background:#fbfcfd;border:1px solid #ccd8df;border-radius:10px;outline:0;padding:11px 12px;font-size:.79rem}.crm-add-form textarea,.follow-up-form textarea{resize:vertical;line-height:1.45}.crm-add-form input:focus,.crm-add-form select:focus,.crm-add-form textarea:focus,.follow-up-form input:focus,.follow-up-form select:focus,.follow-up-form textarea:focus,.call-coach select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1686cf1a}.crm-form-actions,.crm-save-row{justify-content:space-between;align-items:center;gap:18px;margin-top:12px;display:flex}.crm-form-actions p,.crm-save-row p{color:var(--muted);margin:0;font-size:.7rem;line-height:1.45}.crm-form-actions button,.crm-save-row button{background:var(--blue-deep);color:#fff;min-height:45px;font:inherit;cursor:pointer;border:0;border-radius:10px;flex:none;padding:0 18px;font-size:.76rem;font-weight:780}.crm-form-actions button:disabled,.crm-save-row button:disabled{opacity:.58;cursor:wait}.crm-error,.crm-success{border-radius:10px;margin:11px 0 0;padding:11px 13px;font-size:.74rem}.crm-error{color:#8b2e2e;background:#fff0f0}.crm-success{color:#1d6850;background:#eaf8f2}.source-table{overflow-x:auto}.source-table-head,.source-table-row{grid-template-columns:1.4fr repeat(4,.65fr) 1fr;align-items:center;gap:9px;min-width:570px;display:grid}.source-table-head{color:var(--muted);text-transform:uppercase;padding:0 8px 8px;font-size:.58rem;font-weight:780}.source-table-row{border-top:1px solid var(--line);color:#49606c;padding:10px 8px;font-size:.7rem}.source-table-row strong{color:var(--blue-deep)}.source-footnote{color:var(--muted);margin:12px 0 0;font-size:.64rem;line-height:1.45}.crm-filters{grid-template-columns:minmax(240px,1fr) repeat(3,minmax(150px,.34fr))}.queue-heading{justify-content:space-between;align-items:end;gap:24px;margin:26px 0 13px;display:flex}.queue-heading h2{color:var(--blue-deep);margin:0;font-size:1.5rem}.queue-heading>p{max-width:430px;color:var(--muted);text-align:right;margin:0;font-size:.7rem}.admin-lead-card.temperature-hot{border-left:4px solid #d9604d}.admin-lead-card.temperature-warm{border-left:4px solid #dea832}.admin-lead-card.temperature-cold{border-left:4px solid #87a7b8}.lead-badges{flex-wrap:wrap;gap:6px;display:flex}.temperature-badge,.pipeline-badge,.next-badge{border-radius:999px;padding:5px 8px;font-size:.62rem;font-weight:790}.temperature-badge.cold{color:#516b78;background:#eef3f5}.temperature-badge.warm{color:#7c5a13;background:#fff6df}.temperature-badge.hot{color:#9b3d2f;background:#fff0ed}.pipeline-badge{background:var(--blue-soft);color:var(--blue-deep)}.next-badge{color:#5d6c74;background:#f3f5f6}.next-badge.overdue{color:#fff;background:#9e3c2e}.lead-snapshot{grid-template-columns:repeat(3,1fr);gap:8px;margin:0 0 14px;display:grid}.lead-snapshot>div{background:#f5f8fa;border-radius:11px;min-width:0;padding:11px 12px}.lead-snapshot span,.lead-snapshot strong{display:block}.lead-snapshot span{color:var(--muted);text-transform:uppercase;font-size:.61rem;font-weight:750}.lead-snapshot strong{color:#344e5b;text-overflow:ellipsis;white-space:nowrap;margin-top:4px;font-size:.72rem;overflow:hidden}.call-workspace-details{background:#f8fcfe;border:1px solid #1686cf2b;border-radius:14px;margin:0!important}.call-workspace-details>summary{justify-content:space-between;align-items:center;gap:15px;padding:15px;list-style:none;display:flex}.call-workspace-details>summary::-webkit-details-marker{display:none}.call-workspace-details>summary span{color:var(--blue-deep);font-size:.86rem;font-weight:800}.call-workspace-details>summary small{color:var(--muted);text-align:right;font-size:.65rem}.crm-workspace{padding:0 14px 15px}.permission-banner{border-radius:11px;margin-bottom:12px;padding:13px 15px}.permission-banner strong,.permission-banner p{display:block}.permission-banner strong{font-size:.76rem}.permission-banner p{margin:3px 0 0;font-size:.68rem;line-height:1.48}.permission-ready{color:#285e4d;background:#eaf8f2}.permission-blocked{color:#833a30;background:#fff1ee}.crm-workspace-grid{grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);align-items:start;gap:12px;display:grid}.follow-up-form,.call-coach,.activity-history{border:1px solid var(--line);background:#fff;border-radius:13px;min-width:0;padding:18px}.crm-section-head{justify-content:space-between;align-items:start;gap:16px;margin-bottom:13px;display:flex}.crm-section-head h4{color:var(--blue-deep);margin:0;font-size:1.14rem}.crm-section-head>span{color:var(--muted);font-size:.66rem}.crm-form-grid.compact{margin-bottom:13px}.nwuo-grid{border-top:1px solid var(--line);grid-template-columns:repeat(2,1fr);gap:9px;padding-top:13px;display:grid}.nwuo-grid .wide{grid-column:1/-1}.crm-full-field{margin-top:9px}.next-action-grid{background:#edf8fc;border-radius:11px;padding:12px;margin-top:9px!important}.terminal-note{color:var(--muted);background:#f1f3f4;border-radius:10px;margin:10px 0 0;padding:11px;font-size:.72rem}.call-coach{background:#f7fafc;gap:9px;display:grid}.call-coach section{border:1px solid var(--line);background:#fff;border-radius:11px;padding:14px}.coach-label{color:var(--blue-deep);text-transform:uppercase;align-items:center;gap:7px;font-size:.7rem;font-weight:820;display:flex}.coach-label>span{background:var(--blue-deep);color:#fff;border-radius:7px;place-items:center;width:22px;height:22px;font-size:.62rem;display:grid}.call-coach section>p{color:#425c69;white-space:pre-line;margin:9px 0 0;font-size:.73rem;line-height:1.55}.call-coach select{min-height:41px;margin-top:10px}.discovery-list{gap:8px;margin:10px 0 0;padding:0;list-style:none;display:grid}.discovery-list li{color:#536a77;grid-template-columns:63px 1fr;gap:7px;font-size:.67rem;line-height:1.45;display:grid}.discovery-list strong{color:var(--blue-deep);font-size:.61rem}.close-coach.ready{background:#effaf6;border-color:#9ed2c1}.close-coach.not-ready{background:#fffaf0;border-color:#ead19b}.close-coach small{color:#6a746e;margin-top:10px;font-size:.62rem;line-height:1.4;display:block}.activity-history{margin-top:12px}.activity-list{gap:7px;display:grid}.activity-list article{background:#f6f9fa;border-radius:10px;padding:12px}.activity-list header,.activity-list footer{justify-content:space-between;align-items:center;gap:12px;display:flex}.activity-list header strong{color:var(--blue-deep);font-size:.7rem}.activity-list header span,.activity-list footer span{color:var(--muted);font-size:.61rem}.activity-list p{color:#455f6c;margin:7px 0;font-size:.7rem;line-height:1.45}.activity-list footer{justify-content:flex-start}.activity-list footer span{background:#fff;border-radius:6px;padding:4px 6px}.secure-detail-panel,.crm-reward-panel{margin-top:12px!important}.secure-detail-panel>summary,.crm-reward-panel>summary{color:var(--blue-deep);cursor:pointer;font-size:.72rem;font-weight:740}.crm-reward-panel .admin-controls{margin-top:12px}.crm-privacy-footnote{color:var(--muted);text-align:center;margin:20px 0 0;font-size:.67rem}.crm-privacy-footnote a{color:var(--blue-deep);text-decoration:underline}@media (width<=1120px){.crm-kpi-grid{grid-template-columns:repeat(3,1fr)}.crm-top-tools,.crm-workspace-grid{grid-template-columns:1fr}.crm-filters{grid-template-columns:repeat(2,1fr)}}@media (width<=680px){.crm-compliance-banner,.crm-form-grid.three,.crm-form-grid.two,.nwuo-grid,.lead-snapshot,.crm-filters{grid-template-columns:1fr}.crm-kpi-grid{grid-template-columns:repeat(2,1fr)}.crm-top-tools .dashboard-panel{padding:18px 15px}.crm-add-lead summary,.source-scoreboard summary,.queue-heading,.crm-form-actions,.crm-save-row,.call-workspace-details>summary{align-items:start;display:grid}.crm-add-lead summary>span,.source-scoreboard summary>span{justify-self:start}.queue-heading>p,.call-workspace-details>summary small{text-align:left}.crm-form-actions button,.crm-save-row button{width:100%}.nwuo-grid .wide{grid-column:auto}.crm-workspace{padding:0 8px 9px}.follow-up-form,.call-coach,.activity-history{padding:14px}.activity-list header,.activity-list footer{align-items:start;display:grid}}.legal-page{background:#f4f7f9;padding:85px 0 100px}.legal-document{border:1px solid var(--line);background:#fff;border-radius:28px;max-width:900px;padding:50px;box-shadow:0 18px 55px #073b600f}.legal-document h1{letter-spacing:-.055em;margin:0;font-size:clamp(2.4rem,4.2vw,4rem);line-height:1.03}.legal-intro{color:var(--muted);margin:23px 0 35px;font-size:1.05rem}.legal-document section{border-top:1px solid var(--line);padding:24px 0}.legal-document section h2{margin:0 0 7px;font-size:1.1rem}.legal-document section p{color:var(--muted);margin:0;font-size:.9rem}.legal-document section p+p{margin-top:10px}.legal-callout{background:linear-gradient(145deg,#eaf7fc,#f8fcfe);border:1px solid #1686cf29;border-radius:18px;margin:0 0 30px;padding:21px 23px}.legal-callout>strong{color:var(--blue-ink);margin-bottom:7px;font-size:.9rem;display:block}.legal-callout p,.legal-callout li{color:#536a77;margin:0;font-size:.84rem;line-height:1.58}.legal-callout ul{margin:8px 0 0;padding-left:20px}.legal-callout li+li{margin-top:5px}.legal-document a{color:var(--blue-deep);text-underline-offset:3px;text-decoration:underline}.legal-updated{color:#7c8991;margin:28px 0 0;font-size:.76rem}.partner-invite-backdrop{z-index:110;-webkit-backdrop-filter:blur(7px);backdrop-filter:blur(7px);background:#0418248f;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.partner-invite-card{background:#fff;border-radius:28px;width:min(570px,100%);padding:38px;position:relative;box-shadow:0 35px 100px #00000047}.partner-invite-close{color:#435661;cursor:pointer;background:#eef3f6;border:0;border-radius:50%;width:36px;height:36px;font-size:1.35rem;position:absolute;top:15px;right:15px}.partner-invite-icon{background:var(--blue-soft);width:49px;height:49px;color:var(--blue-deep);border-radius:15px;place-items:center;margin-bottom:20px;font-size:1.3rem;font-weight:800;display:grid}.partner-invite-head{justify-content:space-between;align-items:start;gap:20px;display:flex}.partner-invite-language{border:1px solid var(--line);background:#f4f7f9;border-radius:999px;margin-right:36px;padding:3px;display:inline-flex}.partner-invite-language button{color:#7a8992;min-width:36px;height:30px;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:999px;font-size:.65rem;font-weight:800}.partner-invite-language button.active{color:var(--blue-deep);background:#fff;box-shadow:0 3px 10px #073b601a}.partner-invite-card h2{letter-spacing:-.05em;margin:0;font-size:clamp(1.75rem,4vw,2.45rem);line-height:1.08}.partner-invite-card>p:not(.eyebrow){color:var(--muted)}@media (width<=1120px){.desktop-nav,.header-inner>.button,.partner-login-quick{display:none}.mobile-nav{display:block}.header-inner>.language-toggle{margin-left:auto}.mobile-nav{margin-left:0}.hero-shell{min-height:auto}.hero-grid{grid-template-columns:1fr;padding:90px 0}.hero-copy{max-width:820px}.plan-visual{width:min(620px,100%)}.trust-strip-inner{grid-template-columns:repeat(2,1fr);gap:20px 0}.trust-strip-inner>div:nth-child(2){border-right:0}.review-pathway-card,.pathway-grid,.scheme-grid{grid-template-columns:1fr}.pathway-card,.scheme-card{min-height:auto}.pathway-card{min-height:500px}.scheme-card{min-height:350px}.scheme-card h3{margin-top:35px}.split-editorial,.process-grid,.profile-grid,.faq-layout,.inner-hero-grid,.feature-split,.mistakes-layout,.investor-fit,.guide-index,.resource-band-inner,.about-hero-grid,.licence-card,.contact-grid,.next-steps,.lender-heading,.selected-lender-card,.foreign-hero-grid,.foreign-section-heading,.foreign-rule-grid,.foreign-finance-grid,.document-layout,.review-hero-grid,.review-fit-layout,.review-cost-card{grid-template-columns:1fr;gap:55px}.review-decision-card{width:min(620px,100%)}.review-fit-layout>div:first-child{position:static}.review-outcome-grid{grid-template-columns:1fr}.review-useful-grid{grid-template-columns:repeat(2,1fr)}.market-note-inner{grid-template-columns:1fr auto;gap:7px 25px}.market-note-inner span{grid-column:1/-1}.lender-logo-grid{grid-template-columns:repeat(4,1fr)}.status-grid,.duty-layers{grid-template-columns:repeat(2,1fr)}.process-intro,.contact-copy{position:static}.number-grid,.values-grid,.investor-tip-grid,.tax-update-grid{grid-template-columns:repeat(2,1fr)}.guide-article{grid-template-columns:80px 1fr;gap:20px}.credential-grid{grid-template-columns:repeat(2,1fr);gap:30px 0}.credential-grid>div:nth-child(2){border-right:0}.credential-grid>div:nth-child(3){padding-left:0}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.about-principles,.about-social-proof{grid-template-columns:1fr;gap:30px}.about-principles-intro{position:static}.partner-hero-grid,.simple-process,.partner-protection,.reward-summary,.portal-onboarding{grid-template-columns:1fr;gap:45px}.partner-hero-card{max-width:690px}.dashboard-grid{grid-template-columns:1fr}.admin-controls{grid-template-columns:repeat(2,1fr)}.admin-controls button{grid-column:1/-1}}@media (width<=680px){body{padding-bottom:64px}.concierge-launcher{border-radius:50%;width:62px;min-width:0;min-height:62px;padding:5px;bottom:76px;right:12px}.concierge-launcher-avatar{flex-basis:50px;width:50px;height:50px}.concierge-launcher>span:last-child{display:none}.concierge-panel{border-radius:22px;width:auto;height:min(720px,100dvh - 86px);bottom:75px;left:9px;right:9px}.concierge-header{grid-template-columns:43px 1fr auto 31px;gap:8px;min-height:70px;padding:10px}.concierge-header>img{width:42px;height:42px}.concierge-header strong{font-size:.86rem}.concierge-header div>span{font-size:.62rem}.concierge-language button{min-width:28px;padding:5px}.concierge-compliance-strip{padding:8px 13px;font-size:.68rem}.concierge-messages{padding:14px}.concierge-message{max-width:92%}.concierge-message p{font-size:.83rem}.concierge-question-card,.concierge-review-card,.concierge-success-card{padding:14px}.concierge-review-card dl{max-height:190px}.site-width{width:min(100% - 32px,1200px)}.section{padding:56px 0}.eyebrow{margin-bottom:13px}.display-heading{font-size:clamp(1.85rem,8.1vw,2.4rem);line-height:1.08}.section-heading{margin-bottom:31px}.section-heading>p:last-child{margin-top:15px;font-size:.96rem}.header-inner{gap:10px;min-height:69px}.brand-logo{width:172px}.language-toggle{gap:6px;min-width:64px}.mobile-nav nav{top:69px}.mobile-action-bar{z-index:70;border-top:1px solid var(--line);background:#fff;grid-template-columns:.78fr 1.22fr;height:64px;display:grid;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -8px 30px #073b601f}.mobile-action-bar a{place-items:center;font-size:.78rem;font-weight:720;display:grid}.mobile-action-bar a:last-child{background:linear-gradient(135deg, var(--blue-bright), var(--blue));color:#fff}.hero-grid{gap:34px;padding:52px 0 58px}.hero-eyebrow{padding:7px 10px;font-size:.62rem;line-height:1.35}.hero-copy h1{font-size:clamp(2.25rem,9.4vw,2.85rem);line-height:1.02}.hero-copy h1 em{margin-top:7px}.hero-lead{margin-top:20px;font-size:1rem}.button-row{margin-top:26px;display:grid}.button-row .button{width:100%}.plan-visual{border-radius:26px;padding:0 18px 18px}.plan-browser-bar{height:46px}.plan-visual-head{padding:19px 0 16px}.plan-icon{border-radius:16px;width:54px;height:54px}.plan-visual-head h2{font-size:1.42rem}.plan-tile-grid>div{min-height:110px;padding:14px}.trust-strip{padding-top:23px}.trust-strip-inner{gap:0}.trust-strip-inner>div{border-bottom:1px solid var(--line);min-height:74px;padding:12px 15px}.trust-strip-inner>div:first-child{padding-left:15px}.trust-strip-inner>div:nth-child(3),.trust-strip-inner>div:nth-child(4){border-bottom:0}.trust-strip .panel-note{text-align:left}.pathway-card{border-radius:26px;min-height:auto;padding:28px 24px}.review-pathway-card{border-radius:26px;gap:28px;padding:28px 24px}.review-pathway-copy h3{font-size:clamp(1.75rem,8vw,2.25rem)}.review-pathway-outcomes{padding:18px}.review-pathway-outcomes>div{grid-template-columns:31px 1fr}.review-pathway-outcomes small{grid-column:2}.card-kicker{margin-top:31px}.journey-note{grid-template-columns:1fr;gap:14px;padding:20px}.journey-note ol{grid-template-columns:1fr;gap:11px}.journey-note li{padding-left:30px}.journey-note li:not(:last-child):after{display:none}.scheme-header{display:block}.scheme-header .section-heading{margin-bottom:24px}.review-date{margin-bottom:30px;display:inline-block}.scheme-card{padding:29px 24px}.process-list li{grid-template-columns:44px 1fr;padding:21px 18px}.portrait-frame{border-radius:26px}.final-cta{padding:64px 0}.final-cta-inner{grid-template-columns:1fr;gap:30px}.final-cta h2{font-size:clamp(1.9rem,8.2vw,2.45rem);line-height:1.08}.inner-hero{padding:64px 0 58px}.inner-hero-grid{gap:28px}.inner-hero h1,.about-intro h1,.contact-copy h1{font-size:clamp(2.15rem,9.1vw,2.75rem);line-height:1.03}.foreign-hero h1{font-size:clamp(2.15rem,9.1vw,2.8rem);line-height:1.03}.number-grid,.values-grid{grid-template-columns:1fr}.number-grid article,.values-grid article{min-height:auto;padding:24px}.number-grid h3{margin:26px 0 9px}.mistake-list,.fit-columns,.guide-index-links,.field-grid,.status-grid,.surcharge-grid,.duty-layers{grid-template-columns:1fr}.guide-article{grid-template-columns:1fr;gap:16px;padding:50px 0}.about-portrait{width:94%;margin-left:auto}.about-hero-proof{grid-template-columns:1fr}.about-hero-proof>div,.about-hero-proof>div:first-child{border-bottom:1px solid #073b6021;border-right:0;padding:12px 0}.about-hero-proof>div:last-child{border-bottom:0}.review-score-card,.review-quote-card{border-radius:22px;padding:26px 22px}.review-quote-card figcaption{grid-template-columns:1fr;gap:3px}.review-quote-card figcaption a{grid-area:auto;margin-top:12px}.credential-grid{grid-template-columns:1fr;gap:0}.credential-grid>div{border-bottom:1px solid #ffffff40;border-right:0;padding:17px 0}.licence-card>div:last-child p{grid-template-columns:1fr;gap:4px}.contact-hero{padding:72px 0 84px}.enquiry-form{border-radius:22px;padding:29px 21px}.form-progress{grid-template-columns:27px 27px 27px 1fr}.form-actions{grid-template-columns:1fr}.form-actions .button-secondary{order:2}.form-success-panel{min-height:560px}.form-success-steps{grid-template-columns:1fr}.form-success-steps>div{min-height:72px}.form-success-actions{width:100%;display:grid}.lender-logo-grid{grid-template-columns:repeat(2,1fr)}.lender-logo{height:90px;padding:15px}.selected-lender-card{gap:28px;padding:28px 24px}.lender-heading,.foreign-section-heading,.foreign-rule-grid,.foreign-finance-grid,.document-layout,.investor-fit{gap:30px}.lender-heading,.foreign-section-heading{margin-bottom:32px}.foreign-hero{padding:64px 0 58px}.foreign-hero-grid{gap:34px}.foreign-snapshot{padding:27px 23px}.foreign-snapshot>div{margin:24px -23px -27px;padding:18px 23px}.status-grid article{min-height:auto;padding:24px}.status-grid h3{margin:27px 0 9px}.rule-callout{padding:28px 23px}.lvr-scale em{margin-top:5px;position:static}.fit-columns{gap:12px}.fit-columns>div{padding:24px}.investor-tip-grid,.tax-update-grid{grid-template-columns:1fr}.investor-tip-grid article,.tax-update-grid article{min-height:auto;padding:24px}.investor-tip-grid strong{margin-top:20px;padding-top:0}.cashflow-strip{grid-template-columns:1fr;gap:13px;padding:22px}.cashflow-strip>span{justify-self:start}.investor-update-header .section-heading{margin-bottom:22px}.tax-source-row{grid-template-columns:1fr;gap:14px;padding:19px}.review-hero{min-height:auto}.review-hero-grid{gap:32px;padding:58px 0}.review-hero-copy h1{font-size:clamp(2.2rem,9.2vw,2.8rem);line-height:1.02}.review-hero-copy>p:not(.eyebrow):not(.micro-copy){margin-top:21px;font-size:1rem}.review-decision-card{padding:24px 21px}.review-decision-card>div{grid-template-columns:34px 1fr}.review-decision-card>div small{grid-column:2}.market-note-band{padding:19px 0}.market-note-inner{grid-template-columns:1fr;gap:8px}.market-note-inner span{white-space:normal;grid-column:auto}.review-outcome-grid,.review-useful-grid{grid-template-columns:1fr}.review-outcome-grid article,.review-useful-grid article{min-height:auto;padding:24px}.review-outcome-grid h3,.review-useful-grid h3{margin-top:28px}.review-fit-layout,.review-cost-card{gap:30px}.review-cost-card{border-radius:25px;padding:28px 23px}.footer-top{grid-template-columns:1fr;gap:36px}.footer-brand{grid-column:auto}.footer-logo{width:210px}.legal-links{flex-wrap:wrap}.legal-links span{width:100%;margin-left:0}.partner-hero{padding:66px 0 72px}.partner-hero h1{font-size:clamp(2.25rem,9vw,3rem)}.partner-hero-card{padding:25px}.partner-option-grid,.reward-stage-grid,.referral-choice-grid,.dashboard-stat-grid,.admin-filters,.admin-detail-grid{grid-template-columns:1fr}.partner-option{min-height:auto;padding:28px 24px}.partner-reward-highlight{margin:28px 0 24px}.simple-process li{padding:19px}.partner-protection>div:last-child{padding:23px}.reward-summary{gap:34px}.referral-shell{padding:24px 14px}.referral-card{border-radius:24px;padding:28px 22px}.referral-card>img{width:195px;margin-bottom:28px}.referral-choice-grid a{min-height:120px}.partner-login-main{padding:42px 0 62px}.partner-login-shell{grid-template-columns:1fr;gap:34px}.partner-login-copy h1{font-size:clamp(2.35rem,11vw,3.2rem)}.partner-login-card{border-radius:21px;padding:25px 21px}.portal-main{padding:38px 0 65px}.portal-form,.dashboard-panel{padding:23px 19px}.dashboard-welcome,.admin-dashboard>header{align-items:start;display:grid}.partner-quickstart,.partner-quickstart ol,.passive-tool-grid{grid-template-columns:1fr}.partner-quickstart li{min-height:auto}.passive-tool-grid pre{height:auto;max-height:210px}.dashboard-account{min-width:0}.dashboard-stat-grid{gap:8px}.referral-row{grid-template-columns:1fr;gap:8px}.reward-cell{text-align:left}.status-pill{justify-self:start}.payout-panel summary{align-items:start}.admin-lead-card{padding:20px 17px}.admin-lead-card>header{display:grid}.admin-source{justify-self:start}.admin-controls{grid-template-columns:1fr}.admin-controls button{grid-column:auto}.owner-app-panel{grid-template-columns:auto 1fr;align-items:start}.owner-app-actions{grid-column:1/-1;grid-template-columns:1fr 1fr;display:grid}.owner-app-actions .button{width:100%}.legal-page{padding:40px 0 65px}.legal-document{border-radius:22px;padding:30px 21px}.partner-invite-card{padding:31px 22px 24px}.partner-invite-card .button-row{display:grid}.referral-form-banner{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}:root{--radius-xl:30px;--radius-lg:23px;--radius-md:17px;--shadow:0 14px 42px #073b6017}.section{padding:74px 0}.section-heading{margin-bottom:34px}.section-heading>p:last-child{margin-top:14px}.hero-shell{min-height:0}.hero-grid{gap:clamp(42px,6vw,78px);padding:74px 0 82px}.plan-tile-grid>div{border-radius:15px;min-height:0;padding:15px}.plan-tile-grid strong{margin-top:14px}.review-pathway-card{border-radius:25px;gap:34px;padding:30px;box-shadow:0 12px 38px #0b456a12}.review-pathway-outcomes{box-shadow:none;border-radius:18px;padding:18px}.review-pathway-outcomes>div{border-radius:13px;padding:11px 13px}.pathway-card{border:1px solid #1686cf21;border-top:4px solid var(--blue-bright);border-radius:23px;min-height:0;padding:26px;overflow:hidden;box-shadow:0 12px 34px #0b456a0f}.pathway-card.investor-pathway{border-top-color:#84d7f5}.card-kicker{margin:22px 0 9px}.pathway-card ul{margin:13px 0 19px}.pathway-card .text-link{margin-top:18px}.scheme-card{border-radius:21px;min-height:0;padding:25px;box-shadow:0 10px 30px #0b456a0b}.scheme-card h3{margin:24px 0 9px}.scheme-card a{margin-top:19px}.scheme-stat{font-variant-numeric:tabular-nums}.process-list{gap:9px}.process-list li{border-radius:16px;padding:19px}.final-cta{padding:68px 0}.final-cta-inner{gap:6vw}.inner-hero{padding:86px 0 80px}.inner-hero-grid{gap:6vw}.foreign-hero{padding:86px 0}.contact-hero{padding:82px 0 88px}.number-grid,.review-outcome-grid,.review-useful-grid,.status-grid,.investor-tip-grid,.tax-update-grid{gap:11px}.number-grid article,.review-outcome-grid article,.review-useful-grid article,.status-grid article,.investor-tip-grid article,.tax-update-grid article{border-radius:20px;min-height:0;padding:23px;position:relative;overflow:hidden;box-shadow:0 8px 26px #0b456a0b}.number-grid article:before,.review-outcome-grid article:before,.review-useful-grid article:before,.status-grid article:before,.investor-tip-grid article:before,.tax-update-grid article:before{content:"";background:linear-gradient(90deg, var(--blue-bright), var(--blue));height:4px;position:absolute;inset:0 0 auto}.number-grid article>span,.review-outcome-grid article>span,.review-useful-grid article>span,.status-grid article>span,.investor-tip-grid article>span,.tax-update-grid article>span{background:var(--blue-soft);font-variant-numeric:tabular-nums;border-radius:999px;place-items:center;width:fit-content;min-width:34px;min-height:27px;padding:5px 9px;display:inline-grid}.number-grid h3,.review-outcome-grid h3,.review-useful-grid h3,.status-grid h3,.investor-tip-grid h3{margin:20px 0 8px}.review-outcome-grid article:nth-child(2){background:linear-gradient(145deg,#e5f6fd,#f8fcfe)}.investor-tip-grid strong{border-top:1px solid var(--line);margin-top:17px;padding-top:13px}.tax-update-grid .card-kicker{margin:17px 0 9px}.roadmap-list{gap:8px}.roadmap-list li,.document-checklist>div,.review-checklist>div,.next-steps li{border-radius:14px;padding:16px}.selected-lender-card,.review-cost-card{border-radius:24px;gap:5vw;padding:31px;box-shadow:0 12px 38px #0b456a0f}.rule-callout{border-radius:22px;padding:27px;box-shadow:0 10px 32px #0b456a0f}.rule-callout h3{margin:21px 0 11px}.surcharge-grid{gap:11px}.surcharge-grid article{border-radius:20px;min-height:0;padding:23px}.surcharge-grid>article>strong{font-variant-numeric:tabular-nums;margin-top:17px}.surcharge-grid p{margin:10px 0 17px}.cashflow-strip{border-radius:16px;padding:19px 21px}.tax-source-row{border-radius:15px;padding:17px 19px}.partner-option{border-radius:25px;min-height:0;padding:29px;box-shadow:0 12px 38px #073b600f}.partner-option-top{min-height:53px}.partner-reward-highlight{border-radius:18px;min-height:0;margin:23px 0;padding:18px 21px;display:block}.partner-reward-highlight strong,.partner-reward-highlight small{display:block}.partner-reward-highlight strong{font-variant-numeric:tabular-nums;margin-top:5px}.partner-option ul{margin-top:19px;padding-top:17px}.reward-stage-grid article{border-radius:18px;min-height:0;padding:21px}.reward-stage-grid strong{font-variant-numeric:tabular-nums;margin-top:17px}.referral-card{border-radius:27px;padding:34px}.referral-card>img{margin-bottom:28px}.referral-choice-grid{margin-top:23px}.referral-choice-grid a{border-radius:16px;min-height:0;padding:17px}.referral-choice-grid strong{margin-top:15px}.portal-form{border-radius:21px;padding:26px;box-shadow:0 12px 38px #073b600f}.partner-quickstart{border-radius:19px;padding:20px}.partner-quickstart li{border-radius:13px;min-height:0}.dashboard-panel{border-radius:18px;padding:23px;box-shadow:0 8px 28px #073b600a}.passive-tool-grid small{min-height:0}.passive-tool-grid>section{border-radius:14px}.legal-document{border-radius:24px;padding:38px}.form-success-panel,.form-loading,.portal-loading,.access-denied{min-height:360px}.form-success-steps>div{min-height:0}.review-score-card>strong,.credential-grid strong,.dashboard-stat-grid strong{font-variant-numeric:tabular-nums}@media (width<=1120px){.pathway-card,.scheme-card{min-height:0}}@media (width<=680px){.section{padding:48px 0}.section-heading{margin-bottom:27px}.hero-grid{padding:44px 0 50px}.inner-hero,.foreign-hero,.contact-hero{padding:55px 0 59px}.review-hero-grid{padding:50px 0}.final-cta{padding:54px 0}.review-pathway-card,.selected-lender-card,.review-cost-card{border-radius:22px;gap:25px;padding:22px}.pathway-card,.scheme-card,.number-grid article,.review-outcome-grid article,.review-useful-grid article,.status-grid article,.investor-tip-grid article,.tax-update-grid article,.surcharge-grid article,.partner-option{padding:21px}.number-grid h3,.review-outcome-grid h3,.review-useful-grid h3,.status-grid h3,.investor-tip-grid h3{margin-top:17px}.process-list li{padding:17px}.rule-callout{padding:22px}.partner-reward-highlight{margin:19px 0;padding:17px 18px}.referral-card{border-radius:23px;padding:26px 20px}.portal-form,.dashboard-panel{padding:21px 18px}.legal-document{padding:29px 21px}.form-success-panel,.form-loading,.portal-loading,.access-denied{min-height:300px}}.client-proof-band{background:linear-gradient(90deg,#f7fcfe 0%,#fff 48%,#f2faff 100%);border-top:1px solid #073b6017;border-bottom:1px solid #073b601c;padding:22px 0}.client-proof-inner{grid-template-columns:.58fr 1.35fr .72fr;align-items:center;display:grid}.client-proof-rating{min-width:0;color:var(--blue-ink);align-items:center;gap:13px;padding-right:24px;display:flex}.client-proof-rating>span:last-child{gap:1px;display:grid}.client-proof-score{align-items:center;gap:7px;display:inline-flex}.client-proof-rating .review-stars{letter-spacing:.04em;font-size:.76rem}.client-proof-rating strong{letter-spacing:-.055em;font-variant-numeric:tabular-nums;font-size:1.65rem;line-height:1}.client-proof-rating small{color:var(--muted);font-size:.68rem;font-weight:700}.client-proof-quote{border-left:1px solid var(--line);border-right:1px solid var(--line);min-width:0;margin:0;padding:0 28px}.client-proof-quote .review-rotator-quote p{color:var(--blue-ink);margin:0;font-size:.9rem;font-weight:610;line-height:1.48}.review-source-icon{object-fit:contain;flex:0 0 16px;width:16px;height:16px}.review-source-icon-linkedin{flex-basis:15px;width:15px;height:15px}.review-source-label,.review-score-card .review-platform-copy,.contact-client-proof cite{align-items:center;gap:6px;display:inline-flex}.review-score-card .review-platform-copy{max-width:330px}.client-proof-action{gap:8px;padding-left:28px;display:grid}.client-proof-action strong{color:var(--blue-ink);font-size:.78rem;line-height:1.42}.client-proof-action a{width:fit-content;color:var(--blue-deep);font-size:.72rem;font-weight:780}.client-proof-disclaimer{color:#7a8790;border-top:1px solid #073b6012;grid-column:1/-1;margin-top:13px;padding-top:10px;font-size:.6rem;line-height:1.4}.contact-client-proof{background:#ffffff12;border:1px solid #8ddcf833;border-radius:17px;max-width:530px;margin:21px 0;padding:14px 16px}.contact-client-proof>div{flex-wrap:wrap;align-items:center;gap:9px;display:flex}.contact-client-proof .review-stars{letter-spacing:.04em;font-size:.7rem}.contact-client-proof strong{color:#fff;font-size:.72rem}.contact-client-proof blockquote{color:#ffffffc7;margin:8px 0 0;font-size:.78rem;line-height:1.48}.review-rotator{min-width:0}.review-rotator-quote{margin:0;animation:.32s both reviewReveal}.review-rotator-quote p{margin:0}.review-rotator-bottom{justify-content:space-between;align-items:end;gap:16px;margin-top:8px;display:flex}.review-rotator-meta{gap:3px;min-width:0;display:grid}.review-rotator-meta strong{color:var(--blue-ink);font-size:.72rem}.review-rotator-meta span{color:var(--muted);align-items:center;gap:6px;font-size:.65rem;display:inline-flex}.review-rotator-controls{flex:none;align-items:center;gap:5px;display:flex}.review-rotator-dot{cursor:pointer;background:0 0;border:0;border-radius:50%;width:16px;height:16px;padding:0;position:relative}.review-rotator-dot:after{content:"";background:#b7c4cc;border-radius:50%;width:6px;height:6px;transition:transform .2s,background .2s;position:absolute;inset:5px}.review-rotator-dot.active:after{background:var(--blue);transform:scale(1.45)}.review-rotator button:focus-visible{outline:2px solid var(--blue);outline-offset:2px}.review-rotator-about .review-rotator-quote{max-width:760px;color:var(--blue-ink);letter-spacing:-.045em;margin:15px 0 24px;font-size:clamp(1.5rem,2.6vw,2.35rem);font-weight:660;line-height:1.13}.review-rotator-about .review-rotator-bottom{margin-top:auto}.review-rotator-about .review-rotator-meta strong{font-size:.8rem}.review-rotator-contact .review-rotator-meta strong{color:#fff}.review-rotator-contact .review-rotator-meta span{color:#ffffff91}.review-rotator-contact .review-rotator-dot:after{background:#fff6}.review-rotator-contact .review-rotator-dot.active:after{background:#8ddcf8}@keyframes reviewReveal{0%{opacity:0;transform:translateY(3px)}to{opacity:1;transform:translateY(0)}}@media (width<=880px){.client-proof-inner{grid-template-columns:.64fr 1.36fr}.client-proof-action{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:1fr auto;align-items:center;margin-top:14px;padding:12px 0 0}.client-proof-disclaimer{margin-top:10px}}@media (width<=600px){.client-proof-band{padding:18px 0}.client-proof-inner{grid-template-columns:1fr}.client-proof-rating{padding:0 0 14px}.client-proof-quote{border-left:0;border-right:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0}.client-proof-action{border-top:0;grid-column:auto;grid-template-columns:1fr auto;margin:0;padding:14px 0 0}.client-proof-disclaimer{grid-column:auto;margin-top:11px;padding-top:9px}}
